(iii) fugitive ink, - - - Water fugitive ink is sensitive with most liquid solutions and will smear and stain the document. Most official stamps uses water fugitive inks (McGraw-Hill, 2007). This security feature makes it apparent if a document has been altered.
(iv) secondary fluorescent ink, - - - Fluorescent inks are naturally bright inks that reflect and emit light making use of UV light waves, which other inks cannot take advantage of.
(v) Toner fusing - - - Toner Fuse Technology causes Laser Toner to bond permanently to the paper surface. This covert security feature makes it impossible to "lift" words and numbers off the surface of the paper using adhesive tape, without destroying the paper surface.
(vi) check- sum.
(vii) Floral designs
(ix) bleeding ink, - - - An option of bleeding ink could be implemented on a cheque which makes fraud impossible using any water based chemicals, if applied to the cheque a colored solvent reacts and spoils the cheque.
(x) Structural magnetic security thread
(xii) Hot stamped holograms on multi-city cheques and demand drafts
(xiii) auto-detection tools
(xiv) Use of UV band on sensitive and key areas of interest on a cheque such as Legal Amount Recognition (Amount in Words), Courtesy Amount Recognition (Amount in Figures), Signature, Beneficiary Name
(xv) pre-encoding of amount field on the MICR band for demand drafts / pay orders (above a self-decided cut-off) before issue to customers
Another fascinating facet of this Guidance Note, is that the testing fee of Rs1000/- per Cheque Form Batch is to be remitted by Payorder/Demand Draft, and through NEFT.
Yes, I would have preferred the testing fees through NEFT rather than Pay Order/Demand Draft.