🗓️ Day 13 of PM Modi 30 Day UPI Challenge! 🚀 Exciting News: PFRDA Joins In!

 

On Day 13 of PM Modi's UPI spree,

A digital dance in a jubilant spree.

From sunrise to the moonlit night,

Transactions swift, a mesmerizing sight.

 

In realms unknown, UPI explores,

New frontiers, it bravely adores.

A tap, a click, the magic of the code,

In digital realms, a journey unfolds.

 

Businesses bustling, services soar,

Cashless whispers, we adore.

Hotspot echoes, where transactions peak,

Day 13, a digital journey's mystique.

 

PM Modi's Challenge, a digital quest,

Each day's revelation, a fascinating zest.

In the UPI rhythm, the nation sways,

On this digital canvas, a dance ablaze. 🌐💃✨

 

As the clock ticks down on Day 13, anticipation builds for the latest UPI advancements! 🚀 Today marks another stride in the digital revolution. 🌐

 

 

🌍 New Frontiers for UPI: Curious minds ponder where UPI has unfurled its wings today. 🤔 Emerging sectors and novel spaces may witness the transformative power of UPI in digital transactions.

 

💼 Businesses, Services, and Beyond: Imagine the myriad places where UPI has seamlessly integrated for swift, secure, and cashless transactions. 🌟 From local markets to global platforms, the UPI wave is reshaping financial landscapes.

 

🔍The UPI Pulse: Eagerly, we await the revelation of today's UPI hotspot! 📊 Where did the highest number of UPI transactions take place? 🌆 It's a testament to the widespread adoption of this revolutionary payment system.

 

🌐Connecting the Dots: In this journey of 30 days, UPI is weaving a digital tapestry, connecting people, businesses, and services. 🧵 Each day unfolds new possibilities, pushing the boundaries of what's achievable with a tap on the screen.

 

PFRDA introduces a game-changer - 🔄 customized UPI QR codes! 🌐

This innovation enhances the UPI experience for National Pension System (NPS) contributors.

 

Now, managing your NPS contributions becomes seamless and personalized with the power of UPI. 💡 Embrace the future of hassle-free financial transactions with PFRDA's UPI QR code solution! 🌟 #DigitalIndia #UPIMagic

 

🌐 Understanding NPS  🌐 National Pension System (NPS) is a 💰 defined contribution pension scheme. NPS enables individuals to plan for retirement during employment, fostering pension corpus accumulation through systematic savings and investments. It ensures sustainable retirement income. 📅 Mandatory for Central Government employees since 2004, NPS is also widely adopted by State Governments.

 

Any 🇮🇳 Indian citizen (18-70 years) can subscribe to NPS voluntarily. Employers can adopt it as a retirement benefit scheme.

📜 Governed by PFRDA Act, NPS aims for adequate retirement income.

 

For detailed info, visit PFRDA website.

 

📢 To NPS Subscribers: Convenience of DRemit QR Code Contribution : PFRDA enhances NPS experience with digital contribution modes. 🆕 Now, subscribers can use personalized QR codes of DRemit for UPI-based contributions. Scan the QR code with any UPI-enabled app for easy and quick deposits. 💳

 

Check circular for process flow and details. This step aligns with PFRDA's commitment to enhance subscriber experience.

 

🆓 NPS Contribution via UPI Handle - Azadi Ka Amrit Mahotsav : On India's 75th Independence anniversary, PFRDA launches UPI handle for NPS contributions under DRemit. Subscribers can now use UPI to deposit in tier-I and tier-II accounts. 🤳

 

Steps to create virtual account and make remittance through UPI outlined.

Benefits include same-day investment, flexible contribution modes, and long-term wealth creation.

 

🔍 Benefits of DRemit:

- Same day investment and NAV

- Periodical auto-debit options

- Flexibility in contribution amount and periodicity

- Ease of modification and pausing

- Optimization through standing instructions

- Rupee cost averaging for long-term benefits

 

💡 Important Details:

 

- Contributions below Rs. 500 returned.

- Contributions for frozen/inactive PRANs returned

- Wrong virtual account entries returned as per banking norms

 

For a secure retirement future, embrace the convenience of NPS with DRemit and UPI! 🚀

 

 

 

**Paving the Way for Safe ePayments: Declaring Safe ePayDay! ** 🚀

In the vast realm of digital transactions, the spotlight is now on declaring a special day — Safe ePayDay / Safe ePayments Day! 💳✨

 

🚀 The countdown has begun, and the day is fast approaching when we'll join together in a global celebration of Safe ePayDay.

🌍✨ Imagine a day dedicated to promoting secure, seamless, and responsible electronic transactions, uniting individuals, and businesses alike.

 

Stay tuned for the momentous occasion when we collectively recognize and applaud the significance of secure ePayments in shaping a trustworthy financial landscape. 🎉💼

Let's usher in the era of Safe ePayDay, a day where we celebrate the reliability and resilience of electronic payment systems worldwide! 🌐💳 #SafeePayDay #DigitalTrust #SecureTransactions 🚀

 

 

📢 Disclaimer: These are my personal views only.

🌐 The focus is declaring a Day as Safe ePayDay / Safe ePayments Day.

🚀 Yes, the day is not far off when there will be a celebration of Safe ePayDay / Safe ePayments Day.

Copyrights if any, belong to the original copyright holder only.

 

Additional Readings:

💳✨ Happy RuPay Credit Card User Shares Positive Vibes! ✨💳** @ https://prashantnepayments.blogspot.com/2023/11/happy-rupay-credit-card-user-shares.html

PM Modi Urges Exclusive Use of UPI on Mann Ki Baat: A Month Dedicated to Digital Payments @

https://prashantnepayments.blogspot.com/2023/11/pm-modi-urges-exclusive-use-of-upi-on.html

 

 

 

🚀 Day 10 Update: PM Modi's 30-Day UPI Challenge! Celebrating 1/3rd of the Journey 📆💸

📲 Gupshup.io Empowers UPI 123 Pay on Feature Phones:

🌐 Revolutionizing Financial Inclusion: Gupshup.io introduces UPI payments on feature phones, fostering financial inclusion for 320 million users. With the rise of UPI 123 Pay, India's digital landscape transforms.

📱 GSPay: A Native Payment App: GSPay by Gupshup.io pioneers a native payment app for feature phones, enabling delightful UPI transactions via SMS messaging. Users can now make payments effortlessly without a data plan or internet connectivity.

🚀 Accelerating Growth: GSPay records a 70% month-on-month growth in UPI123 Pay transactions since its launch. The app's monthly active user base expands by 80% month-on-month, showcasing rapid adoption. This is November 2023 update.

 

🌐 Empowering Users Nationwide: Available in 12 Indian languages, GSPay ensures accessibility across diverse regions. Partnering with Nokia and Airtel Payments Bank, Gupshup.io brings this innovative solution to Nokia 105 (2023) and Nokia 106 4G feature phones.

 

💸 Transforming Digital Transactions: GSPay allows users to pay bills, receive payment reminders, and track transactions securely. The app facilitates utility and P2P payments without the need for data connection, addressing the needs of the unconnected.

 

🌟 GSPay Milestones:  Average ticket size above Rs 650

- 56% of payments under Rs 100

- 80% of payments contributed by P2P transactions

 

🚀 Gupshup.io's Vision: "We aim to bring people and businesses closer through Conversational Messaging, and GSPay is a prime example of that," says Beerud Sheth, CEO, and Co-founder, Gupshup.io.

 

🌐 PM Modi's UPI Challenge Continues: As we enter the second third of the challenge, the impact of UPI 123 Pay and GSPay becomes evident. Keep transacting, keep transforming! 💳🚀 #UPIChallenge #Day10Progress

🎉 Celebrating 1/3rd of the Journey!

Reflect on the achievements, embrace the challenges, and stay inspired. With 10 days down, we've covered one-third of this transformative UPI Challenge.

A Decade Into the Challenge: We've hit the double digits! Today marks the 10th day of PM Modi's 30-Day UPI Challenge, and the excitement continues to build. As we reach this milestone, let's reflect on the progress made and anticipate the positive transformations yet to unfold.

 

1/3rd of the Journey Complete: Time flies when you're embracing digital advancements! With 10 days behind us, we've successfully covered one-third of the UPI Challenge journey. It's been a journey filled with learning, growth, and, most importantly, a surge in UPI transactions.

🌐 What's Next? Two-thirds of the challenge await, promising new features, innovations, and a shared commitment to making UPI a way of life.

 

💳 Elevating Digital Transactions: Your transactions matter! Each UPI payment reshapes the digital landscape. Keep the momentum going, stay inspired, and contribute to the collective success.

 

🚀 Embrace the UPI Journey: Celebrate victories, navigate challenges, and look forward to endless possibilities. Your role is vital in transforming digital transactions.

 

💳 Keep Transacting, Keep Transforming: Every UPI transaction propels us toward a digitally empowered India. Let's keep transacting and transforming! #UPIChallenge #Day10Milestone

 

**Paving the Way for Safe ePayments: Declaring Safe ePayDay! ** 🚀

In the vast realm of digital transactions, the spotlight is now on declaring a special day — Safe ePayDay / Safe ePayments Day! 💳✨

 

🚀 The countdown has begun, and the day is fast approaching when we'll join together in a global celebration of Safe ePayDay.

🌍✨ Imagine a day dedicated to promoting secure, seamless, and responsible electronic transactions, uniting individuals, and businesses alike.

 

Stay tuned for the momentous occasion when we collectively recognize and applaud the significance of secure ePayments in shaping a trustworthy financial landscape. 🎉💼

Let's usher in the era of Safe ePayDay, a day where we celebrate the reliability and resilience of electronic payment systems worldwide! 🌐💳 #SafeePayDay #DigitalTrust #SecureTransactions 🚀

📢 Disclaimer: These are my personal views only.

🌐 The focus is declaring a Day as Safe ePayDay / Safe ePayments Day.

🚀 Yes, the day is not far off when there will be a celebration of Safe ePayDay / Safe ePayments Day.

Copyrights if any, belong to the original copyright holder only.

Additional Reading Material: PM’s address in the 107th Episode of ‘Mann Ki Baat’ on 26 Nov, 2023 @ https://www.pmindia.gov.in/en/news_updates/pms-address-in-the-107th-episode-of-mann-ki-baat/

 

 

 

 

🙏 December 6, 1956: DR. B.R. Ambedkar's Mahaparinirvan Diwas 🕊️Waiting for Safe ePayDay

🌟 Dr. B.R. Ambedkar, the eminent Father of the Indian Constitution, born on April 14, 1891, was a transformative leader who ignited the Modern Buddhist Movement in India.

His legacy resonates through advocacy for Dalit, women, and labor rights, challenging societal discrimination. Bedridden in 1954 due to ill-health, Babasaheb Ambedkar, with unwavering dedication, completed his masterpiece 'The Buddha and His Dhamma' just three days before his Mahaparinirvan on December 6, 1956.

 

🌐 Mahaparinirvan Diwas Commemoration: Every year, Mahaparinirvan Diwas commemorates Babasaheb Ambedkar's transition. People gather nationwide, paying homage at 'Chaitya Bhoomi' in Dadar, chanting 'Jai Bhim.'

This day aligns with Buddhist principles, marking liberation from the cycle of birth and death—a sacred moment in the Buddhist calendar. It's a celebration of Buddha's enlightenment, emphasizing that there's no sorrow as Buddha attained liberation on this day.

🌐 **Embarking on a Financial Wellbeing Journey! 🚀**

As I delve into the realm of #FinancialWellbeing, a decision has taken root in my mind. 🌱

In the spirit of fostering financial consciousness and championing secure electronic transactions, I've chosen to temporarily bid adieu to the delightful indulgence of Vada Pav. 🍔✨

 

🤔 Why this shift, you ask? It's a conscious step, a personal commitment until the arrival of the much-anticipated #SafeePayDay — a day dedicated to celebrating secure ePayments.

Join me on this journey as we explore the landscape of financial wellness and await the positive transformations a Safe ePayDay promises to bring! 💳🌈 #FinancialWellnessJourney #SafeePayDayJourney

 

📜 Babasaheb's Advocacy for Buddha's Birthday Holiday:  In a letter to Sir Reginald Maxwell, Babasaheb advocated declaring Buddha's birthday a national holiday, emphasizing its profound impact on Indian life for 1700 years.

He believed this recognition would have great international significance, given Buddha's universal recognition as a prophet of peace.

 

🤝 Babasaheb Ambedkar's Ideological Affiliation with Buddha: Babasaheb closely aligned with Buddha in ideology, eradicating social scourges like untouchability.

His admirers equate his influence to that of Lord Buddha, marking Mahaparinirvan Divas in his honour.

 

🎖️ Posthumous Recognition: In 1990, Dr. B.R. Ambedkar was posthumously awarded the Bharat Ratna, the highest civilian honour by the Government of India, recognizing his monumental contributions.

 

🇮🇳 Babasaheb's Legacy: As the chief architect of India's Constitution, the first Law Minister, and a relentless advocate for Dalit and minority rights, Dr. B.R. Ambedkar's legacy lives on. He championed education and upliftment, penning 'Annihilation of Caste' and forming the Independent Labour Party.

 

💡 SafeePayDay: A Digital Uniting Force: In the same spirit, envision SafeePayDay as a uniting force against fraudulent digital transactions. Just as Babasaheb Ambedkar envisioned liberation and equality, let SafeePayDay symbolize freedom from financial malpractices in the digital realm. 🌐💳 #MahaparinirvanDiwas #BabasahebAmbedkar #SafeePayDay #DigitalLiberation

 

📢 **Disclaimer: These are my personal views only.  * *

🚀 A dedicated day for #Safe ePayDay will be a game-changer! 💳 Let's envision a future where every electronic transaction is secure and seamless.

🍔 I have fond memories of Vada Pav and have survived many days solely on its delightful taste. Each Vada Pav vendor has their unique secret recipe, adding to the charm of this beloved snack.

🤔 However, in the spirit of promoting #FinancialWellbeing, I've decided to forgo indulging in Vada Pav until the joyous occasion of a celebrated #SafeePayDay arrives.

Join me in this commitment to safer electronic transactions and the anticipation of a more secure financial future! 🌐💼

 

 

  

🚀 PM Modi UPI 30 Day Challenge: Day 8 - Unleashing a Wave of Digital Transformation via Nokia 105! 🌐💳

 🚀 PM Modi UPI 30 Day Challenge: Day 8 - Unleashing a Wave of Digital Transformation via Nokia 105! 🌐💳

As we stride into the eighth day of the UPI 30-Day Challenge, the journey is not just about numbers: it's a profound exploration of digital empowerment and financial evolution. 💪💻

📱💸 Nokia 105 Classic Feature Phone Redefines Transactions with UPI! 🚀

In a groundbreaking move, Nokia unveiled the Nokia 105 Classic on October 26, embedding a UPI application to revolutionize transactions on a feature phone. 🌐✨

🛍️ Elevating the Transaction Experience: Designed to offer unparalleled convenience, the Nokia 105 Classic comes equipped with an inbuilt UPI application, making transactions seamless and hassle-free. This feature phone marks a significant leap in bridging the digital divide by bringing UPI support to a wider audience.

 

🔵⚙️ Durability Meets Performance: Undergoing rigorous durability tests, the Nokia 105 Classic promises high performance even in the toughest environmental conditions. The ergonomic design, featuring carefully spaced keys, enhances the user experience, making every transaction a breeze.

 

💰💡 Pricing and Variants: Priced at Rs. 999 (subject to change), the Nokia 105 Classic is available in Blue and Charcoal color options. Offering flexibility, it comes in four variants, including single-SIM and dual-SIM options, with or without chargers. This diverse range ensures users can choose the variant that suits their preferences.

 

🌍 UPI 123PAY Integration: The Nokia 105 Classic leverages the UPI 123PAY service provided by the National Payments Corporation of India (NPCI). This innovative feature enables feature phone users to experience UPI services, including making payments, without the need for smartphone apps. The best part according to me.

 

🔧 Functionality Behind the Scenes: Developed by Gupshup in collaboration with Airtel Payments Bank, the UPI app on the Nokia 105 Classic operates through embedded C language, mimicking the look and feel of smartphone-based apps. While offering a user-friendly interface, it comes with certain limitations, yet it represents a giant leap in financial inclusion.

🔄 Seamless Setup Process: To unleash the power of UPI on their Nokia 105 Classic, users simply need to open the pre-loaded UPI app, enter their phone number, select their bank and account, enter the OTP, and set the UPI PIN. The feature ensures a straightforward initiation process for users eager to explore the world of digital transactions on their feature phones. 💳📲 #Nokia105Classic #UPIRevolution #DigitalInclusion #FeaturePhoneInnovation

**Paving the Way for Safe ePayments: Declaring Safe ePayDay! ** 🚀

In the vast realm of digital transactions, the spotlight is now on declaring a special day — Safe ePayDay / Safe ePayments Day! 💳✨

🚀 The countdown has begun, and the day is fast approaching when we'll join together in a global celebration of Safe ePayDay.

🌍✨ Imagine a day dedicated to promoting secure, seamless, and responsible electronic transactions, uniting individuals, and businesses alike.

 

Stay tuned for the momentous occasion when we collectively recognize and applaud the significance of secure ePayments in shaping a trustworthy financial landscape. 🎉💼

Let's usher in the era of Safe ePayDay, a day where we celebrate the reliability and resilience of electronic payment systems worldwide! 🌐💳 #SafeePayDay #DigitalTrust #SecureTransactions 🚀

 

🌇 **Good Evening UPI Enthusiasts! Day 8 of the PM Modi 30 Day UPI Challenge is unfolding as the sun sets! 🚀🌆**

🌐 Evening Exploration: Explore the possibilities of UPI in the serene evening. What financial adventures await as the sun sets?

📊 Setting Records: Challenge yourself to break personal UPI transaction records tonight. Aim high under the stars! 🌠📈

🎉 Celebrate Triumphs: Take a moment to celebrate past victories. Every successful digital transaction is a win! 🏆🌟

🚀 Nocturnal Targets: Set new financial goals for the night. What feats do you aspire to achieve under the moonlit sky? 🌌🎯

💬 Community Engagement: Share your evening UPI insights with the community. Your experience could guide others! 👥💬

🌐 Global Impact: Remember, this challenge spans the globe. Your contributions have a ripple effect worldwide. 🌍🤝

Here's to a delightful evening on Day 8—may it be filled with intriguing breakthroughs, enlightening experiences, and a step closer to achieving the overarching goals of the PM Modi 30 Day UPI Challenge! 🌠💙 #UPIChallenge #Day8 Progress #DigitalTransformation

 

 

📢 Disclaimer: These are my personal views only.

🌐 The focus is declaring a Day as Safe ePayDay / Safe ePayments Day.

🚀 Yes, the day is not far off when there will be a celebration of Safe ePayDay / Safe ePayments Day.

Copyrights if any, belong to the original copyright holder only.

Additional Reading Material: PM’s address in the 107th Episode of ‘Mann Ki Baat’ on 26 Nov, 2023 @ https://www.pmindia.gov.in/en/news_updates/pms-address-in-the-107th-episode-of-mann-ki-baat/

 

 

4 December: International Day of Banks. Waiting for Safe ePayDay

 🌍 4 December: International Day of Banks. Waiting for Safe ePayDay 🎉🌐

On 19 December 2019, the UN General Assembly made a momentous decision, adopting resolution 74/245 to designate 4 December as the International Day of Banks.

This recognition stems from acknowledging the substantial potential of multilateral development banks and other international financial institutions in fuelling sustainable development, providing expertise, and highlighting the indispensable role of banking systems in UN Member States in enhancing the standard of living.

 

Purpose of the Day: The purpose of the International Day of Banks is twofold.

Firstly, it recognizes the considerable potential of multilateral and international development banks in financing sustainable development.

Secondly, it underscores the vital role played by the banking systems in UN Member States in contributing to the ongoing improvement of the standard of living.

🌐 Embarking on a Financial Wellbeing Journey! 🚀

As I delve into the realm of #FinancialWellbeing, a decision has taken root in my mind. 🌱

In the spirit of fostering financial consciousness and championing secure electronic transactions, I've chosen to temporarily bid adieu to the delightful indulgence of Vada Pav. 🍔✨

 

🤔 Why this shift, you ask? It's a conscious step, a personal commitment until the arrival of the much-anticipated #SafeePayDay — a day dedicated to celebrating secure ePayments.

Join me on this journey as we explore the landscape of financial wellness and await the positive transformations a Safe ePayDay promises to bring! 💳🌈 #FinancialWellnessJourney #SafeePayDayJourney

 

The Principles for Responsible Banking: Enter the Principles for Responsible Banking, a groundbreaking framework providing the blueprint for a sustainable banking system.

These principles ensure that the industry makes a positive contribution to society by embedding sustainability at strategic, portfolio, and transactional levels across all business areas.

In just a year since its launch, the signatories to these principles have grown from 130 to over 190 banks, representing a significant portion of the global banking industry and impacting around 1.6 billion customers worldwide.

 

First International Banks Day: The UN General Assembly made history by marking December 4th as the first International Banking Day in 2020.

This celebration emphasizes the importance of multilateral and international development banks in funding sustainable development.

Simultaneously, it recognizes the integral role played by the banking systems of member countries in uplifting living standards.

 

International Day of Banks Celebration: Annually commemorated on December 4, the International Day of Banks acknowledges the pivotal role of banks in providing crucial information for financial security.

Beyond the conventional role of financial support, banks globally serve their communities in diverse ways. The day draws attention to the role of international development banks in supporting sustainable development, aligning with the goals of the international community. Banks play a crucial role in financing the sustainable development of member nations and providing information to achieve these goals.

 

Related Observances:

- International Day of Family Remittances

- Micro-, Small and Medium-sized Enterprises Day

- International Day of Cooperatives

- International Day for South-South Cooperation

- International Day for the Eradication of Poverty

- World Development Information Day

 

Why Mark International Days? International days are crucial occasions to educate the public on global issues, mobilize political will and resources, and celebrate the achievements of humanity.

While the existence of international days predates the establishment of the United Nations, the UN has embraced them as powerful advocacy tools.

Other UN observances are also marked to reinforce global goals.

 

ePayments Channels: In India/Bharat, various ePayment channels like RTGS/NEFT/IMPS and, of course, UPI play a significant role.

Similarly, worldwide, there are numerous ePayment channels such as SWIFT, contributing to the global financial landscape.

 

🚀 A Dedicated Safe ePayDay:

Imagine a dedicated Safe ePayDay showcasing the myriad ePayment channels!

Such an event would not only be wonderful but also serve as a powerful platform to promote secure and efficient electronic transactions globally.

Let's look forward to a future where Safe ePayDay becomes a global celebration of the diverse ePayment channels shaping the financial ecosystem. 💳🌐 #InternationalDayofBanks #SafeePayDay #FinancialInclusion

 

📢 **Disclaimer: These are my personal views only.  * *

🚀 A dedicated day for #Safe ePayDay will be a game-changer! 💳 Let's envision a future where every electronic transaction is secure and seamless.

🍔 I have fond memories of Vada Pav and have survived many days solely on its delightful taste. Each Vada Pav vendor has their unique secret recipe, adding to the charm of this beloved snack.

🤔 However, in the spirit of promoting #FinancialWellbeing, I've decided to forgo indulging in Vada Pav until the joyous occasion of a celebrated #SafeePayDay arrives.

Join me in this commitment to safer electronic transactions and the anticipation of a more secure financial future! 🌐💼

 

 

 

 

 

📢 **Disclaimer: These are my personal views only.  * *

🚀 A dedicated day for #SafeePayments will be a game-changer! 💳 Let's envision a future where every electronic transaction is secure and seamless.

🍔 I have fond memories of Vada Pav and have survived many days solely on its delightful taste. Each Vada Pav vendor has their unique secret recipe, adding to the charm of this beloved snack.

🤔 However, in the spirit of promoting #FinancialWellbeing, I've decided to forgo indulging in Vada Pav until the joyous occasion of a celebrated #SafeePayDay arrives.

Join me in this commitment to safer electronic transactions and the anticipation of a more secure financial future! 🌐💼