Today morning while
reading 'The Hindu' @ Safe,
read about ArrayShield product, Arrayshield Card.
More about this card can
be read at the company's website How
it works?
In the last couple of
months, my focus has been on solutions for safe online banking
technologies.
ArrayShield Card has
made a beginning in the new direction for 2FA (2 Factor
Authentication).
The ArrayShield Card
does not rely on Mobiles or RSA tokens, but on a proprietary
ArrayShield translucent Card.
The Process in brief is
as under :
- Users choose a memorable pattern (sequence of cells on the array) as their secret and register the same.
- The User on logging into a ArrayShield enabled protected site, have to overlap the Arraycard, which will display the specific values.
- The specific values are an OTP (One-time password) which have to be entered on the login page.
- Every time they log on, they are presented with a challenge Array of random characters, which will be displayed on their computer screen.
ArrayShield Card has
been launched very recently and as the usage spreads by word of
mouth, more and more websites would be interested in it.
As more and more
products are introduced for Safe eBanking, the number of converts
from physical banking to eBanking will increase, benefiting the Banks
as well as the bank's customers.
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