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Monday, August 11, 2014

Creation of Safe ePayment Hubs


            The following is submitted at MyGov.in

            One of the main reasons for low adoption of eTransctions in the rural areas is the absence of safe transaction environment. One way of overcoming the fear of unsafe transaction environment is to ensure safe transaction environment.

            I propose the following

            Setting up Safe ePayment Hubs manned by trained personnel.
            
The Safe ePayment Hubs can be set up in offices which have broadband connection as part of their minimal infrastructure setup.
  
         
Prospective locations are Post Offices, Administrative offices of Banks, Government offices etc.
            
The setup is as under:
01) Each hub to have a minimum of 3 high end computers
02)Each hub to have broadband connection
03)Only selected websites to be accessible at the Hub Pc
04)3 FA (3 Factor Authentication)
a)    1st Factor – something the user knows
b)   2nd Factor – something the user has
c)    3rd Factor – something the user has
05)The hub to be protected from internet viruses and other threats

            

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