ICICI
Bank has introduced an App for Safe eBanking on April 6, 2015. This APP is available
on Android PlayStore. Click
here to download the APP.
ICICI
Bank has published comprehensive guidelines for comfortable usage by the banking
enthusiasts.
Overview
of the eftCheque Tool:-
01) eftCheques
can be described as a virtual
cheque/token of specific amount which has a embedded unique id. This is created
by ICICI Bank in favour of a beneficiary on the specific request of the User.
This is through ‘Write a Cheque’, available on the EFTCheque Application.
02)
The eftCheque can be issued to a ICICI Bank
account holder or non-ICICI Bank account holder.
03)
The mode of transfer for ICICI Bank accounts is
direct fund transfer and RBI’s NEFT in case of non-ICICI Bank account.
Main characteristics of the
eftCheque Tool:-
Option 1:- Write a Cheque/Pay a
Cheque---
This is a
financial service through which User can transfer money to a Beneficiary
without knowing beneficiary account details.
Through
this Service, User can place a request in format of a cheque for transfer of
fund to Beneficiary and this cheque can be accepted by Beneficiary to get the
funds credited to his/her account during the validity period of the request by
providing his account details and the passcode received by (“Encashment of
eftCheques”).
Option 2:- Deposit a
Cheque---
Through ‘Deposit a Cheque’
option, User shall be able to scan and send the cheque image to ICICI Bank
The following are Safety Tips for
tension free navigation of the eftCheques APP:-
01) Download
the APP from Playstore.
02)
Complete the registration process.
03)
Decide Write a Cheque/Pay a Cheque or Deposit a
Cheque.
04)
Collect the beneficiary details.
05)
eftCheque is valid for 3 days from the days of the
issuance. Hence, advise the beneficiary to complete the process within 3 days.
06)
Deposit a cheque is complete only when the
physical cheque is deposited in an ICICI Bank branch within the specified TAT.
07)
Be familiar with the transaction charges.
08)
If sufficient balance is not maintained before initiation of the
transactions, penal charges might be levied by the Bank
No comments:
Post a Comment