At the last moment, Good Friday
holiday for 03/04/2015 was declared in Delhi State. This led to Northern State
CTS Grid also declaring a holiday. The chain effect spill over to RTGS too and
RTGS System too is shut down on 03/04/2015.
This last minute decision led to lots
of juggling in the financial institutions back offices all over India.
NEFT too will be closed as RTGS and
NEFT share similar holidays. However, the other digital payment channel i.e
IMPS is open. IMPS is open 24*7 and is largely customer driven. This will be
one more big opportunity for IMPS to show cases its prowess.
Heavy volumes in the RTGS/NEFT channel
can be expected on 04/04/2015-Saturday. However, as all banks have high
processing capabilities, the customers need not be much worried. The pressure
might be on bank customers who prefer the branch mode for execution of their Electronic
Transactions.
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