Day 24, Modi's UPI Challenge 📆 🚇Indian metros seek less cash, more magic: BBPS, UPI, ONDC 💳📲.

 

Bangalore Metro's QR-code ticketing embraces the open network!

Day 24 marks a pivotal moment in PM Modi's 30-Day UPI Challenge! 📆 The latest revelation hints at an imminent revolution in the landscape of UPI transactions, with BBPS/ONDC set to play a transformative role in the realm of Metro Tickets. 🚇💳

Journeys on metro systems across India represent a unique conundrum—high in volume but low in individual transaction value. 🎫🔍

In the world of metro management, the mantra is clear: the lesser the reliance on cash, the better. And here's where the enchantment lies—in the synergistic combination of Bharat Bill Payment System (BBPS), UPI, and ONDC (Open Network for Digital Commerce). 💳📲

Breaking ground and setting the tone for this revolutionary wave is the Bangalore Metro Rail Corporation Limited (BMRCL), taking the lead by inviting tenders for the integration of QR Code Mobile Ticketing and Smart Card Recharge with the formidable duo of BBPS and ONDC. 🤝🛠️

This bold initiative isn't just confined to Bangalore; it's a beacon that other metros can follow with minor adjustments.

The applause is rightfully earned by the visionary team, recognizing the potential synergy of UPI/BBPS/ONDC and its profound impact on elevating UPI volumes. Let the celebration commence! 🎉

Bangalore Metro's adoption of QR-code ticketing is a paradigm shift, embracing the openness of the network! 🌐

Delving into the details of the tender, BMRCL seeks bids for the seamless integration of QR Code mobile ticketing and smart card recharge with the robust platforms of BBPS and ONDC. 🤖🎟️

BMRCL, the Special Purpose Vehicle entrusted with the Bangalore Metro Rail Project, provides a comprehensive view of the current ticketing system and unveils ambitious plans for the integration with BBPS and ONDC. 🚆💡

Let's explore the expansive scope of services outlined in this transformative endeavour:

**BBPS Integration: - Design/Development/Integration with BBPCU (Bharat Bill Pay Central Unit)

- QR code-based mobile ticketing issuance for Bangalore Metro

- Recharge of closed-loop CSCs (Contactless Smart Cards)

- Migration of existing direct integrations onto the BBPS platform

- Transaction clearing, reconciliation, and money settlement

- Support and helpdesk services for cardholders and commuters

- Ensuring security compliance

- Admin portal tailored for BMRCL's needs

 

**ONDC Integration: - Design/Development/Integration with ONDC (Open Network for Digital Commerce)

- QR code-based mobile ticketing issuance for Bangalore Metro

- Recharge of closed-loop CSCs on behalf of BMRCL

- Supply, installation, testing, and commissioning of Adaptor Hardware and Software within BMRCL premises

- Development, testing, and commissioning of Seller Application on behalf of BMRCL

- Migration of existing direct integrations onto the ONDC platform

- Transaction clearing, reconciliation, and money settlement

- Support and helpdesk services for cardholders and commuters

- Ensuring security compliance

- Admin portal tailored for BMRCL's administrative needs

 

This strategic move by BMRCL is a leap toward a future where metro transactions are not just seamless but also secure. 🌐🚇💼

Stay tuned for more updates on this groundbreaking #UPIChallenge, #DigitalIndia initiative! #BBPS #ONDC #MetroRevolution 🚀

A stellar move that can be replicated by other metros with minimal tweaks! 🔄 Kudos to the team for unlocking the potential of UPI/BBPS/ONDC and boosting UPI volumes. Let the party begin! 🎉

A futuristic step towards seamless and secure metro transactions! 🌐🚇💼 #UPIChallenge #DigitalIndia #BBPS #ONDC #MetroRevolution

 

**Paving the Way for Safe ePayments: Declaring Safe ePayDay! ** 🚀

In the vast realm of digital transactions, the spotlight is now on declaring a special day — Safe ePayDay / Safe ePayments Day! 💳✨

 

🚀 The countdown has begun, and the day is fast approaching when we'll join together in a global celebration of Safe ePayDay.

🌍✨ Imagine a day dedicated to promoting secure, seamless, and responsible electronic transactions, uniting individuals, and businesses alike.

 

Stay tuned for the momentous occasion when we collectively recognize and applaud the significance of secure ePayments in shaping a trustworthy financial landscape. 🎉💼

Let's usher in the era of Safe ePayDay, a day where we celebrate the reliability and resilience of electronic payment systems worldwide! 🌐💳 #SafeePayDay #DigitalTrust #SecureTransactions 🚀

 

 

📢 Disclaimer: These are my personal views only.

🌐 The focus is declaring a Day as Safe ePayDay / Safe ePayments Day.

🚀 Yes, the day is not far off when there will be a celebration of Safe ePayDay / Safe ePayments Day.

Copyrights if any, belong to the original copyright holder only.

 

Additional Readings:

💳✨ Happy RuPay Credit Card User Shares Positive Vibes! ✨💳** @ https://prashantnepayments.blogspot.com/2023/11/happy-rupay-credit-card-user-shares.html

PM Modi Urges Exclusive Use of UPI on Mann Ki Baat: A Month Dedicated to Digital Payments @

https://prashantnepayments.blogspot.com/2023/11/pm-modi-urges-exclusive-use-of-upi-on.html

 

 

 

 

 

 

Bengaluru Metro – Please onboard NPCI BBPS as a Biller

 

Bengaluru Metro – Please onboard NPCI BBPS as a Biller

          The major trigger for this blog post is

Quote

1. Contract with PhonePe for recharge of BMRCL smart cards is closed. Passengers are requested to use “webtopup.bmrc.co.in” web site (or) Namma Metro App (or) Paytm App (or) Amazon Pay App

Unquote

          The minor trigger for this blog post is:

Tender No 4AFC-PPI --- Providing B2C APP Services for QR Code mobile ticketing and Recharge of Contactless Smart Cards (CSCs) in BANGALORE METRO RCL AFC System.

          The popularity of Bangalore Metro can be seen with the ever-increasing passengers waiting to board metro trains across all Bangalore metro stations.

          It will be great if the waiting time at the ticket counter for physical tokens.

          These tokens are necessary for 1 way travel between metro stations.

          Another option for metro passengers is the Smart Cards.

          The Smart Cards have to be loaded with digital currency.

          These smart cards have to swiped at the entry gates of metro alighting stations and again swiped at metro destination stations.

          The stored amount is reduced by the fare between the two metro stations. The main advantage of the smart cards is the speed of the entry to the metro stations. The card holders need not stand in queues to obtain the physical tokens.

         

          In the recent past, Bangalore metro smart card holders have faced challenges to top up their smart cards.

          The tender for BMRCL passenger App is under evaluation .

          Benefits of BMRCL onboarding NPCI BBPS as a Biller

Benefit 01) BMRCL Smart card top-up is equivalent of Mobile Prepaid Top Up / Electricity Meter Prepaid Top up / Cable TV Prepaid Top up / FASTag Top Up.

Each Smart Card has a unique number, which is the key to load digital currency.

Benefit 02) Top of 1 Day / 3 Day Pass can also be thought of. No need of handing over the physical cards at the ticket counters for refund of the security deposit.

Benefit 03) Reduce the physical cash collection at ticket counters and associated risks in physical cash handling

Benefit 04) Increase TAT of passengers travelling in BMRCL trains

Benefit 05) Reduce the tension of passengers waiting at the physical ticket counters of metro trains travelling to their destination, while the queue moves slowly.

Benefit 06) Minimal approvals required as NPCI BBPS exclusively focuses on Billers only.

Benefit 07) Elevate ticketing experience to WOW

Yes, minor technical integration between BMRCL Ticketing software and NPCI BBPS platform. However, this is not a show stopper.

As a nation, we have the nation to provide a better travelling experience to BMRCL passengers

 

Looking forward to seamless ticketing experience

Additional reading material: You are in (a pretty long) queue @ https://bangaloremirror.indiatimes.com/bangalore/others/you-are-in-a-pretty-long-queue/articleshow/93623518.cms

 

Bangalore Metro – Looking forward for a WOW Ticketing Experience -Onboard NPCI BHIM @ https://innovationinbanking.blogspot.com/2022/08/bangalore-metro-looking-forward-for-wow.html

 

 

Disclaimer: These are my personal views only. The bottom line is Safe ePayments. Nothing More – Nothing Less.