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Wednesday, December 6, 2023

🙏 December 6, 1956: DR. B.R. Ambedkar's Mahaparinirvan Diwas 🕊️Waiting for Safe ePayDay


🌟 Dr. B.R. Ambedkar, the eminent Father of the Indian Constitution, born on April 14, 1891, was a transformative leader who ignited the Modern Buddhist Movement in India.

His legacy resonates through advocacy for Dalit, women, and labor rights, challenging societal discrimination. Bedridden in 1954 due to ill-health, Babasaheb Ambedkar, with unwavering dedication, completed his masterpiece 'The Buddha and His Dhamma' just three days before his Mahaparinirvan on December 6, 1956.

 

🌐 Mahaparinirvan Diwas Commemoration: Every year, Mahaparinirvan Diwas commemorates Babasaheb Ambedkar's transition. People gather nationwide, paying homage at 'Chaitya Bhoomi' in Dadar, chanting 'Jai Bhim.'

This day aligns with Buddhist principles, marking liberation from the cycle of birth and death—a sacred moment in the Buddhist calendar. It's a celebration of Buddha's enlightenment, emphasizing that there's no sorrow as Buddha attained liberation on this day.

🌐 **Embarking on a Financial Wellbeing Journey! 🚀**



As I delve into the realm of #FinancialWellbeing, a decision has taken root in my mind. 🌱

In the spirit of fostering financial consciousness and championing secure electronic transactions, I've chosen to temporarily bid adieu to the delightful indulgence of Vada Pav. 🍔✨

 

🤔 Why this shift, you ask? It's a conscious step, a personal commitment until the arrival of the much-anticipated #SafeePayDay — a day dedicated to celebrating secure ePayments.

Join me on this journey as we explore the landscape of financial wellness and await the positive transformations a Safe ePayDay promises to bring! 💳🌈 #FinancialWellnessJourney #SafeePayDayJourney

 

📜 Babasaheb's Advocacy for Buddha's Birthday Holiday:  In a letter to Sir Reginald Maxwell, Babasaheb advocated declaring Buddha's birthday a national holiday, emphasizing its profound impact on Indian life for 1700 years.

He believed this recognition would have great international significance, given Buddha's universal recognition as a prophet of peace.

 

🤝 Babasaheb Ambedkar's Ideological Affiliation with Buddha: Babasaheb closely aligned with Buddha in ideology, eradicating social scourges like untouchability.

His admirers equate his influence to that of Lord Buddha, marking Mahaparinirvan Divas in his honour.

 

🎖️ Posthumous Recognition: In 1990, Dr. B.R. Ambedkar was posthumously awarded the Bharat Ratna, the highest civilian honour by the Government of India, recognizing his monumental contributions.

 

🇮🇳 Babasaheb's Legacy: As the chief architect of India's Constitution, the first Law Minister, and a relentless advocate for Dalit and minority rights, Dr. B.R. Ambedkar's legacy lives on. He championed education and upliftment, penning 'Annihilation of Caste' and forming the Independent Labour Party.

 

💡 SafeePayDay: A Digital Uniting Force: In the same spirit, envision SafeePayDay as a uniting force against fraudulent digital transactions. Just as Babasaheb Ambedkar envisioned liberation and equality, let SafeePayDay symbolize freedom from financial malpractices in the digital realm. 🌐💳 #MahaparinirvanDiwas #BabasahebAmbedkar #SafeePayDay #DigitalLiberation

 

📢 **Disclaimer: These are my personal views only.  * *

🚀 A dedicated day for #Safe ePayDay will be a game-changer! 💳 Let's envision a future where every electronic transaction is secure and seamless.

🍔 I have fond memories of Vada Pav and have survived many days solely on its delightful taste. Each Vada Pav vendor has their unique secret recipe, adding to the charm of this beloved snack.

🤔 However, in the spirit of promoting #FinancialWellbeing, I've decided to forgo indulging in Vada Pav until the joyous occasion of a celebrated #SafeePayDay arrives.

Join me in this commitment to safer electronic transactions and the anticipation of a more secure financial future! 🌐💼

 

 

  

Monday, December 4, 2023

🚀 PM Modi UPI 30 Day Challenge: Day 8 - Unleashing a Wave of Digital Transformation via Nokia 105! 🌐💳

 🚀 PM Modi UPI 30 Day Challenge: Day 8 - Unleashing a Wave of Digital Transformation via Nokia 105! 🌐💳

As we stride into the eighth day of the UPI 30-Day Challenge, the journey is not just about numbers: it's a profound exploration of digital empowerment and financial evolution. 💪💻



📱💸 Nokia 105 Classic Feature Phone Redefines Transactions with UPI! 🚀

In a groundbreaking move, Nokia unveiled the Nokia 105 Classic on October 26, embedding a UPI application to revolutionize transactions on a feature phone. 🌐✨

🛍️ Elevating the Transaction Experience: Designed to offer unparalleled convenience, the Nokia 105 Classic comes equipped with an inbuilt UPI application, making transactions seamless and hassle-free. This feature phone marks a significant leap in bridging the digital divide by bringing UPI support to a wider audience.

 

🔵⚙️ Durability Meets Performance: Undergoing rigorous durability tests, the Nokia 105 Classic promises high performance even in the toughest environmental conditions. The ergonomic design, featuring carefully spaced keys, enhances the user experience, making every transaction a breeze.

 

💰💡 Pricing and Variants: Priced at Rs. 999 (subject to change), the Nokia 105 Classic is available in Blue and Charcoal color options. Offering flexibility, it comes in four variants, including single-SIM and dual-SIM options, with or without chargers. This diverse range ensures users can choose the variant that suits their preferences.

 

🌍 UPI 123PAY Integration: The Nokia 105 Classic leverages the UPI 123PAY service provided by the National Payments Corporation of India (NPCI). This innovative feature enables feature phone users to experience UPI services, including making payments, without the need for smartphone apps. The best part according to me.

 

🔧 Functionality Behind the Scenes: Developed by Gupshup in collaboration with Airtel Payments Bank, the UPI app on the Nokia 105 Classic operates through embedded C language, mimicking the look and feel of smartphone-based apps. While offering a user-friendly interface, it comes with certain limitations, yet it represents a giant leap in financial inclusion.

🔄 Seamless Setup Process: To unleash the power of UPI on their Nokia 105 Classic, users simply need to open the pre-loaded UPI app, enter their phone number, select their bank and account, enter the OTP, and set the UPI PIN. The feature ensures a straightforward initiation process for users eager to explore the world of digital transactions on their feature phones. 💳📲 #Nokia105Classic #UPIRevolution #DigitalInclusion #FeaturePhoneInnovation

**Paving the Way for Safe ePayments: Declaring Safe ePayDay! ** 🚀

In the vast realm of digital transactions, the spotlight is now on declaring a special day — Safe ePayDay / Safe ePayments Day! 💳✨

🚀 The countdown has begun, and the day is fast approaching when we'll join together in a global celebration of Safe ePayDay.

🌍✨ Imagine a day dedicated to promoting secure, seamless, and responsible electronic transactions, uniting individuals, and businesses alike.

 

Stay tuned for the momentous occasion when we collectively recognize and applaud the significance of secure ePayments in shaping a trustworthy financial landscape. 🎉💼

Let's usher in the era of Safe ePayDay, a day where we celebrate the reliability and resilience of electronic payment systems worldwide! 🌐💳 #SafeePayDay #DigitalTrust #SecureTransactions 🚀

 

🌇 **Good Evening UPI Enthusiasts! Day 8 of the PM Modi 30 Day UPI Challenge is unfolding as the sun sets! 🚀🌆**

🌐 Evening Exploration: Explore the possibilities of UPI in the serene evening. What financial adventures await as the sun sets?

📊 Setting Records: Challenge yourself to break personal UPI transaction records tonight. Aim high under the stars! 🌠📈

🎉 Celebrate Triumphs: Take a moment to celebrate past victories. Every successful digital transaction is a win! 🏆🌟

🚀 Nocturnal Targets: Set new financial goals for the night. What feats do you aspire to achieve under the moonlit sky? 🌌🎯

💬 Community Engagement: Share your evening UPI insights with the community. Your experience could guide others! 👥💬

🌐 Global Impact: Remember, this challenge spans the globe. Your contributions have a ripple effect worldwide. 🌍🤝

Here's to a delightful evening on Day 8—may it be filled with intriguing breakthroughs, enlightening experiences, and a step closer to achieving the overarching goals of the PM Modi 30 Day UPI Challenge! 🌠💙 #UPIChallenge #Day8 Progress #DigitalTransformation

 

 

📢 Disclaimer: These are my personal views only.

🌐 The focus is declaring a Day as Safe ePayDay / Safe ePayments Day.

🚀 Yes, the day is not far off when there will be a celebration of Safe ePayDay / Safe ePayments Day.

Copyrights if any, belong to the original copyright holder only.

Additional Reading Material: PM’s address in the 107th Episode of ‘Mann Ki Baat’ on 26 Nov, 2023 @ https://www.pmindia.gov.in/en/news_updates/pms-address-in-the-107th-episode-of-mann-ki-baat/

 

 

4 December: International Day of Banks. Waiting for Safe ePayDay

 🌍 4 December: International Day of Banks. Waiting for Safe ePayDay 🎉🌐

On 19 December 2019, the UN General Assembly made a momentous decision, adopting resolution 74/245 to designate 4 December as the International Day of Banks.

This recognition stems from acknowledging the substantial potential of multilateral development banks and other international financial institutions in fuelling sustainable development, providing expertise, and highlighting the indispensable role of banking systems in UN Member States in enhancing the standard of living.

 


Purpose of the Day: The purpose of the International Day of Banks is twofold.

Firstly, it recognizes the considerable potential of multilateral and international development banks in financing sustainable development.

Secondly, it underscores the vital role played by the banking systems in UN Member States in contributing to the ongoing improvement of the standard of living.

🌐 Embarking on a Financial Wellbeing Journey! 🚀

As I delve into the realm of #FinancialWellbeing, a decision has taken root in my mind. 🌱

In the spirit of fostering financial consciousness and championing secure electronic transactions, I've chosen to temporarily bid adieu to the delightful indulgence of Vada Pav. 🍔✨

 

🤔 Why this shift, you ask? It's a conscious step, a personal commitment until the arrival of the much-anticipated #SafeePayDay — a day dedicated to celebrating secure ePayments.

Join me on this journey as we explore the landscape of financial wellness and await the positive transformations a Safe ePayDay promises to bring! 💳🌈 #FinancialWellnessJourney #SafeePayDayJourney

 

The Principles for Responsible Banking: Enter the Principles for Responsible Banking, a groundbreaking framework providing the blueprint for a sustainable banking system.

These principles ensure that the industry makes a positive contribution to society by embedding sustainability at strategic, portfolio, and transactional levels across all business areas.

In just a year since its launch, the signatories to these principles have grown from 130 to over 190 banks, representing a significant portion of the global banking industry and impacting around 1.6 billion customers worldwide.

 

First International Banks Day: The UN General Assembly made history by marking December 4th as the first International Banking Day in 2020.

This celebration emphasizes the importance of multilateral and international development banks in funding sustainable development.

Simultaneously, it recognizes the integral role played by the banking systems of member countries in uplifting living standards.

 

International Day of Banks Celebration: Annually commemorated on December 4, the International Day of Banks acknowledges the pivotal role of banks in providing crucial information for financial security.

Beyond the conventional role of financial support, banks globally serve their communities in diverse ways. The day draws attention to the role of international development banks in supporting sustainable development, aligning with the goals of the international community. Banks play a crucial role in financing the sustainable development of member nations and providing information to achieve these goals.

 

Related Observances:

- International Day of Family Remittances

- Micro-, Small and Medium-sized Enterprises Day

- International Day of Cooperatives

- International Day for South-South Cooperation

- International Day for the Eradication of Poverty

- World Development Information Day

 

Why Mark International Days? International days are crucial occasions to educate the public on global issues, mobilize political will and resources, and celebrate the achievements of humanity.

While the existence of international days predates the establishment of the United Nations, the UN has embraced them as powerful advocacy tools.

Other UN observances are also marked to reinforce global goals.

 

ePayments Channels: In India/Bharat, various ePayment channels like RTGS/NEFT/IMPS and, of course, UPI play a significant role.

Similarly, worldwide, there are numerous ePayment channels such as SWIFT, contributing to the global financial landscape.

 

🚀 A Dedicated Safe ePayDay:

Imagine a dedicated Safe ePayDay showcasing the myriad ePayment channels!

Such an event would not only be wonderful but also serve as a powerful platform to promote secure and efficient electronic transactions globally.

Let's look forward to a future where Safe ePayDay becomes a global celebration of the diverse ePayment channels shaping the financial ecosystem. 💳🌐 #InternationalDayofBanks #SafeePayDay #FinancialInclusion

 

📢 **Disclaimer: These are my personal views only.  * *

🚀 A dedicated day for #Safe ePayDay will be a game-changer! 💳 Let's envision a future where every electronic transaction is secure and seamless.

🍔 I have fond memories of Vada Pav and have survived many days solely on its delightful taste. Each Vada Pav vendor has their unique secret recipe, adding to the charm of this beloved snack.

🤔 However, in the spirit of promoting #FinancialWellbeing, I've decided to forgo indulging in Vada Pav until the joyous occasion of a celebrated #SafeePayDay arrives.

Join me in this commitment to safer electronic transactions and the anticipation of a more secure financial future! 🌐💼

 

 

 

 

 

📢 **Disclaimer: These are my personal views only.  * *

🚀 A dedicated day for #SafeePayments will be a game-changer! 💳 Let's envision a future where every electronic transaction is secure and seamless.

🍔 I have fond memories of Vada Pav and have survived many days solely on its delightful taste. Each Vada Pav vendor has their unique secret recipe, adding to the charm of this beloved snack.

🤔 However, in the spirit of promoting #FinancialWellbeing, I've decided to forgo indulging in Vada Pav until the joyous occasion of a celebrated #SafeePayDay arrives.

Join me in this commitment to safer electronic transactions and the anticipation of a more secure financial future! 🌐💼

 

Saturday, December 2, 2023

Step into Day 6 of the Thrilling 30-Day UPI Challenge!

🚀 🌟 Step into Day 6 of the Thrilling 30-Day UPI Challenge! 🚀 Ready to Unlock the Power of ICICI Bank RuPay Credit Card? 💳

 

🎉 **Exciting News from ICICI Bank! 🌐**

📅 December 01, 2023: Mumbai: Today marks a groundbreaking announcement from ICICI Bank, unveiling the integration of its RuPay Credit Cards with UPI transactions. 💳🚀

This strategic move aims to elevate the payment experience for ICICI Bank customers, providing seamless convenience and enhanced security.

 


🔄 Key Features:

1. Convenience and Security: Customers can effortlessly link their ICICI Bank Coral RuPay Credit Card, ICICI Bank HPCL Super Saver RuPay Credit Card, and ICICI Bank Rubyx RuPay Credit Card to UPI.

This integration enables them to make Person-to-Merchant (P2M) transactions both online (shopping, utility bill payments) and offline (POS transactions) in a secure and hassle-free manner. 🛍️💼

 

2. Reward Points: A delightful addition to this offering is the ability for customers to earn reward points on their RuPay Credit Cards, enhancing their digital payment experience. 🌟💳

 

3. Financial Flexibility: Leveraging UPI transactions on RuPay Credit Cards grants customers an interest-free credit period of up to 50 days. This financial flexibility empowers them to manage expenses more efficiently. 💸📆

 

🤝 Collaboration with NPCI: To bring this innovative offering to life, ICICI Bank has collaborated with the National Payments Corporation of India (NPCI). This collaboration enables customers to link their RuPay Credit Cards to UPI seamlessly. 🤝🌐

 

💡 How It Works: Customers can scan the merchant QR code and make payments directly from their RuPay Credit Cards using any UPI payment app, including iMobile Pay. The process is designed to be user-friendly, ensuring a smooth and secure transaction experience. 📲🔒

 

This integration not only enhances the payment landscape but also reflects ICICI Bank's commitment to providing cutting-edge solutions that cater to the evolving needs of its customers.

 

 Stay tuned for more updates as we continue to revolutionize the digital payment experience! 🚀🌈 #ICICIBank #RuPayCreditCard #UPIIntegration #DigitalPaymentRevolution

🌐 **Paving the Way for Safe ePayments: Declaring Safe ePayDay! ** 🚀

In the vast realm of digital transactions, the spotlight is now on declaring a special day — Safe ePayDay / Safe ePayments Day! 💳✨

 

🚀 The countdown has begun, and the day is fast approaching when we'll join together in a global celebration of Safe ePayDay.

🌍✨ Imagine a day dedicated to promoting secure, seamless, and responsible electronic transactions, uniting individuals, and businesses alike.

 

Stay tuned for the momentous occasion when we collectively recognize and applaud the significance of secure ePayments in shaping a trustworthy financial landscape. 🎉💼

Let's usher in the era of Safe ePayDay, a day where we celebrate the reliability and resilience of electronic payment systems worldwide! 🌐💳 #SafeePayDay #DigitalTrust #SecureTransactions 🚀

📢 Disclaimer: These are my personal views only.

🌐 The focus is declaring a Day as Safe ePayDay / Safe ePayments Day.

🚀 Yes, the day is not far off when there will be a celebration of Safe ePayDay / Safe ePayments Day.

Copyrights if any, belong to the original copyright holder only.

Additional Reading Material: PM’s address in the 107th Episode of ‘Mann Ki Baat’ on 26 Nov, 2023 @ https://www.pmindia.gov.in/en/news_updates/pms-address-in-the-107th-episode-of-mann-ki-baat/

 

 

 

 

Sunday, November 26, 2023

PM Modi Urges Exclusive Use of UPI on Mann Ki Baat: A Month Dedicated to Digital Payments


In a significant move to propel UPI transactions globally, Prime Minister Narendra Modi delivered a resounding message during the latest instalment of Mann Ki Baat, the 107th episode that aired on November 26, 2023.



The spotlight of this episode was undeniably on the surge in UPI usage.

Addressing the nation, PM Modi celebrated the noteworthy increase in UPI payments over the past months.

Encouraging a decisive shift, he called upon citizens to exclusively embrace UPI payments for the upcoming month.

Expressing contentment over the reduced reliance on cash payments during the festive season, the Prime Minister passionately urged people to shun cash entirely for the next month, advocating for the adoption of UPI and other digital payment modes.

This appeal is not merely a directive but a call for a collective experience-sharing endeavour.

PM Modi implored citizens to not only make UPI transactions but also to actively share their experiences and photos after a month of exclusive UPI usage.

This marks a unique and inclusive approach to promote digital transactions, emphasizing the participatory role of the citizens in shaping the future of the country's economic landscape.

Furthermore, Prime Minister Modi applauded the success of the ongoing digital revolution in India, underscoring the transformative impact of UPI applications and other digital payment modes on the nation's financial landscape.

The push towards UPI is positioned as a pivotal strategy to foster the 'Vocal for Local' campaign, encouraging citizens to buy 'Made-in-India' products.

In a related context, PM Modi shared insightful statistics, revealing that business transactions exceeding ₹4 lakh crore transpired in the country during the festive period.

Trade organizations estimate a potential business of around ₹5 lakh crore during the upcoming wedding season.

The Prime Minister, in this regard, emphasized the instrumental role that UPI can play in boosting local businesses and contributing to the economic growth envisioned by the 'Make in India' initiative.

In conclusion, PM Modi's call for a month-long exclusive reliance on UPI is not just a policy directive.

It is a clarion call for citizens to actively participate in shaping the economic trajectory of the nation.

The spotlight on UPI in Mann Ki Baat reflects the government's commitment to leveraging digital solutions for a robust and resilient financial future.

Quote: -

 

My family members, another big trend has been seen during this festive season.

This is the second consecutive year when the trend of buying some goods through cash payments on the occasion of Deepawali is gradually on the decline.

That means, people are making more and more digital payments now.

This is also very encouraging. You can do one more thing.

Decide for yourself that for one month you will make payments only through UPI or any digital medium and not through cash.

The success of the digital revolution in India has made this absolutely possible.

And when one month is over, please share your experiences and your photos with me. I wish you all the best in advance from now itself.

Unquote

 

About PM Mann Ki Baat:

Through 'Mann Ki Baat,' Prime Minister Narendra Modi engages with people across the country on a variety of significant subjects. Prime Minister Narendra Modi commenced the 'Mann Ki Baat' broadcasts on Akashvani in 2014 as a means to connect with people effectively.

 

'Mann Ki Baat' is translated into 23 Indian languages and 29 dialects. Over the years, the program has covered diverse topics, ranging from weather, environment, cleanliness, and various social issues to examinations.

Whether discussing Swachhata, volunteering, water conservation, Fit India, exams, or women empowerment, every month, citizens have been sharing their ideas and suggestions with PM Narendra Modi for his radio program, 'Mann Ki Baat.'

 

📢 Disclaimer: These are my personal views only.

🌐 The focus is declaring a Day as Safe ePayDay / Safe ePayments Day.

🚀 Yes, the day is not far off when there will be a celebration of Safe ePayDay / Safe ePayments Day.

 

Additional Reading Material: PM’s address in the 107th Episode of ‘Mann Ki Baat’ on  26 Nov, 2023 @ https://www.pmindia.gov.in/en/news_updates/pms-address-in-the-107th-episode-of-mann-ki-baat/

 

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All efforts have been made to make this information as accurate as possible, N Prashant will not be responsible for any loss to any person caused by inaccuracy in the information available on this Website. Relevent Official Gazettes Communications may be consulted for an accurate information. Any discrepancy found may be brought to the notice of N Prashant