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Showing posts with label UPI. Show all posts
Showing posts with label UPI. Show all posts

Thursday, August 29, 2024

NPCI BHIM unveils the Magic of UPI Circle. Are you ready?

UPI Circle Unveiled: The Magic of Delegated Payments Without the Hassle

         NPCI BHIM has official announced the launch of ‘UPI Cirlce’, on its website.

         Read more @ https://www.bhimupi.org.in/upi-circle



         Read about the UPI Circle product overview @ https://www.npci.org.in/what-we-do/upi-circle/product-overview

         Read the FAQs @ https://www.npci.org.in/what-we-do/upi-circle/faqs

         Yes, you have to  wait a bit longer, before you can experience in real life.

         Well, the wait may be up to couple of weeks.

         As per news reports, there was a demonstration of UPI Circle at the ongoing Global Fintech Festival 2024 (GFF24)

         See the marketing video of UPI Circle @ https://www.youtube.com/watch?v=guix7SvVVjA

         Yes, in the interim decide all whom you wish to include in your  UPI Circle

         Yes, in the initial days, there will be maximum transaction limits.

         Yes, this is a very unique feature, could be World’s first.

         No, UPI Lite payment cannot be delegated.

         So, get set ready to experience the Magic of UPI Circle

 

The Magic of UPI Circle Goes Live: Revolutionizing Shared Finances with Ease

 

I am advocating for World Safe ePay Day.

The final goal of all my Blog Posts and social media interactions is to have a Day declared as World Safe ePay Day.

Step into the Magic of UPI Circle: Where Digital Payments Meet Real-Life Convenience

Disclaimer: These are my thoughts only. The only Bliss is promoting the Joy of Safe ePayments. World Safe ePay Day  is a medium to experience the Joy of Safe ePayments.

Copyrights, rest with the original copyright holders only.

 

Sunday, February 4, 2024

Unlocking the Magic of UPI at France's Eiffel Tower @ Paris

Unlocking the Eiffel Tower: Indian Tourists Can Now Use UPI for Hassle-Free Payments

         Please note visitors to France planning a visit to Eiffel Tower need to buy tickets to visit the interiors of Eiffel Tower.

         Tickets are not required to see the exterior of Eiffel Tower. However, tickets are required to visit the interiors.

         The interiors apart from spectacular viewpoints have restaurants and curio shops.

         There are multiple combo options for the tourists to choose from. The norm is to book the tickets with the desired combo in advance.

         In some cases, on the spot tickets are available. Here is where the Magic of UPI comes in.

         Yes, the Magic of UPI enables Indian tourists to book on the spot tickets, if available, via the UPI mode.

         So, go ahead and experience the magic of UPI.

        


In a groundbreaking move, NPCI International Payments Limited (NIPL), in collaboration with Lyra, a French leader in securing e-commerce and proximity payments, has introduced Unified Payments Interface (UPI) as a payment method in France, starting with the iconic Eiffel Tower.

This development marks a significant milestone for Indian tourists, enabling them to seamlessly purchase Eiffel Tower tickets online using UPI, streamlining the transaction process and making it quick, easy, and hassle-free.

 

The Official Announcement:

 

The announcement was made at a special event organized by the Indian Embassy in France to celebrate the Republic Day of India. His Excellency M. Jawed Ashraf, the Ambassador of India to France and Monaco, presided over the event alongside distinguished guests, including Prisca Thevenot, Minister Delegate to the Prime Minister and Government Spokesperson, France, Alain Lacour, President of the Lyra Group, Christophe Mariette, Commercial Director of Lyra France, and Patrick Branco Ruivo, CEO of Société d’Exploitation de la Tour Eiffel.

 

Significance for Indian Tourists:

Indian tourists, ranking as the second-largest group of international visitors to the Eiffel Tower, can now enjoy the convenience of secure online transactions.

By using their UPI-powered apps to scan the QR code generated on the merchant website, they can initiate a payment effortlessly.

This development not only benefits Indian tourists but also opens up new opportunities for merchants across France and Europe, particularly in the tourism and retail sectors.

 

Expanding UPI Usage:

While the Eiffel Tower is the first merchant to offer UPI payments in France, this service is expected to extend to other merchants in the tourism and retail space.

This expansion will make it significantly easier for Indian tourists to remotely book hotels, museum visits, and other experiences for their stay in France.

 

Quotes from Key Stakeholders:

 

Ritesh Shukla, CEO of NIPL, expressed their ambition to enable NPCI’s payment solutions in international markets and create a truly interoperable global payment system. Christophe Mariette, Commercial Director of Lyra France, highlighted the pride in launching UPI in Europe and the strength of their collaboration with India.

 

Exploring the Magnificence of the Eiffel Tower: A Symbol of Elegance and Innovation

 

Introduction:

Standing proudly on the Champ de Mars in Paris, the Eiffel Tower, pronounced as /ˈaɪfəl/ or EYE-fəl in English and Tour Eiffel [tuʁ ɛfɛl] in French, is a wrought-iron lattice tower that embodies the architectural brilliance of engineer Gustave Eiffel. Built from 1887 to 1889, this iconic structure has transcended criticism to become a global cultural icon, fondly nicknamed "La dame de fer" (French for "Iron Lady").

 

Historical Significance:

Constructed as the centerpiece of the 1889 World's Fair and to commemorate the centennial anniversary of the French Revolution, the Eiffel Tower initially faced skepticism from leading artists and intellectuals. However, over time, it has evolved into one of the most recognizable and visited structures globally.

 

Structural Marvel:

Soaring to a height of 330 meters (1,083 ft), equivalent to an 81-storey building, the Eiffel Tower's base is a square measuring 125 meters (410 ft) on each side. During its construction, it surpassed the Washington Monument as the tallest human-made structure globally, holding this title for 41 years. The addition of a broadcasting aerial in 1957 further elevated its stature, making it taller than the Chrysler Building by 5.2 meters (17 ft). Today, excluding transmitters, it stands as the second tallest free-standing structure in France after the Millau Viaduct.

 

Visitor Experience:

The Eiffel Tower offers a captivating experience with three levels for visitors. The first and second levels house restaurants, and the upper platform on the top level is 276 meters (906 ft) above the ground – the highest observation deck accessible to the public in the European Union. Visitors can choose to ascend by stairs or lift to the first and second levels, enhancing the allure of this iconic Parisian structure.

 

Lighting up the Night:

Every night, the Eiffel Tower transforms into a spectacle, illuminated by 335 projectors, offering a mesmerizing light show. Designer Gustave Eiffel, in a unique touch, included a small apartment for himself at the top of the tower.

 

Planning Your Visit:

For an enriched experience, it is advisable to purchase tickets in advance, especially during the high season. While exterior views do not require a ticket, entry tickets are essential for exploring the tower's interior and enjoying breathtaking views of the City of Lights from the first, second, or third levels.

 

Enchanting Transformation:

The Eiffel Tower stands as a symbol of love, culture, and the indomitable spirit of Paris. Visitors can delve into its rich history, pose against its stunning backdrop, and witness its enchanting transformation when lit up with a symphony of lights.

 

How to Reach:

For those planning a visit, the activity location is approximately 5.2 km from the Paris City Center. It takes about 18 minutes by car or cab to reach this iconic destination.

 

Plan Your Trip:

For a seamless visit, explore the four floors of the Eiffel Tower, offering unique perspectives at each level. From the ground level to the summit, visitors can indulge in exhibits, transparent floors, and a 360-degree panorama of Paris, including landmarks like the Louvre, Arc de Triomphe, and Montmartre.

 

Embark on an awe-inspiring journey to the Eiffel Tower, a masterpiece that beckons with its beauty and grandeur. Capture the magic, ascend its iron lattice structure, and let this iconic landmark become the backdrop of unforgettable memories. Book your tickets, experience the breathtaking views, and join the millions who have fallen in love with this architectural marvel.

 

Disclaimer: These are my personal views only. Copyrights if any, belong to the original holders only. The only happiness is Spreading the Joy of Safe ePayments.

Unlocking Paris: UPI Payments at the Iconic Eiffel Tower

 

Monday, December 11, 2023

🗓️ Day 16 of PM Modi's 30-Day Challenge: UPI Revolutionizing BBPS Processes! 🌐💳

A Digital Symphony:  In this digital chapter of the 30-day challenge, Day 16 marks a significant turn as UPI steps up to smoothen the Bharat Bill Payment System (BBPS) processes. 🚀

 


🤖 Unveiling BBPS: BBPS, orchestrated by the National Payments Corporation of India (NPCI), stands as an integrated online ecosystem. With over 35 lakh offline collection centers and 150+ digital payment channels, including prominent UPI apps like Google Pay, PhonePe, and Paytm, BBPS serves as a comprehensive platform for diverse bill payments. 📲💻

 

💳 Agent Institution - Guiding the Digital Symphony: Acting as conductors in this digital symphony are agent institutions, ranging from UPI apps like Google Pay to physical outlets such as banks. These entities play a crucial role in facilitating seamless BBPS transactions, making major UPI apps integral participants. 🎻📱

 

💰 Consumer Benefits in Digital Harmony: Consumers reap the rewards of this digital integration with easy payment options like UPI and net banking. BBPS offers versatile payment modes both online and offline, ensuring instant confirmation of transactions and digital-first grievance resolution to enhance the user experience. 💡💳

 

📈 Biller's Vision - Digitizing the Bill Collection Landscape: For billers integrated into BBPS, the digital vision encompasses collecting recurring payments, minimizing costs associated with diverse UPI apps, and reducing manual efforts in reconciliation. This transformation aims to reshape the bill collection process for the next generation of digital bill payers. 🔄💡

 

In the harmonious marriage of UPI and BBPS on Day 16, the digital landscape witnesses a transformation.

It's not just about payments; it's about forging a path toward seamless, efficient, and cost-effective digital transactions.

🌐💃🚀 #DigitalTransformation #UPIBBPS

 

**Paving the Way for Safe ePayments: Declaring Safe ePayDay! ** 🚀

In the vast realm of digital transactions, the spotlight is now on declaring a special day — Safe ePayDay / Safe ePayments Day! 💳✨

 

🚀 The countdown has begun, and the day is fast approaching when we'll join together in a global celebration of Safe ePayDay.

🌍✨ Imagine a day dedicated to promoting secure, seamless, and responsible electronic transactions, uniting individuals, and businesses alike.

 

Stay tuned for the momentous occasion when we collectively recognize and applaud the significance of secure ePayments in shaping a trustworthy financial landscape. 🎉💼

Let's usher in the era of Safe ePayDay, a day where we celebrate the reliability and resilience of electronic payment systems worldwide! 🌐💳 #SafeePayDay #DigitalTrust #SecureTransactions 🚀

 

 

📢 Disclaimer: These are my personal views only.

🌐 The focus is declaring a Day as Safe ePayDay / Safe ePayments Day.

🚀 Yes, the day is not far off when there will be a celebration of Safe ePayDay / Safe ePayments Day.

Copyrights if any, belong to the original copyright holder only.

 

Additional Readings:

💳✨ Happy RuPay Credit Card User Shares Positive Vibes! ✨💳** @ https://prashantnepayments.blogspot.com/2023/11/happy-rupay-credit-card-user-shares.html

PM Modi Urges Exclusive Use of UPI on Mann Ki Baat: A Month Dedicated to Digital Payments @

https://prashantnepayments.blogspot.com/2023/11/pm-modi-urges-exclusive-use-of-upi-on.html

 

 

  

Sunday, November 26, 2023

PM Modi Urges Exclusive Use of UPI on Mann Ki Baat: A Month Dedicated to Digital Payments


In a significant move to propel UPI transactions globally, Prime Minister Narendra Modi delivered a resounding message during the latest instalment of Mann Ki Baat, the 107th episode that aired on November 26, 2023.



The spotlight of this episode was undeniably on the surge in UPI usage.

Addressing the nation, PM Modi celebrated the noteworthy increase in UPI payments over the past months.

Encouraging a decisive shift, he called upon citizens to exclusively embrace UPI payments for the upcoming month.

Expressing contentment over the reduced reliance on cash payments during the festive season, the Prime Minister passionately urged people to shun cash entirely for the next month, advocating for the adoption of UPI and other digital payment modes.

This appeal is not merely a directive but a call for a collective experience-sharing endeavour.

PM Modi implored citizens to not only make UPI transactions but also to actively share their experiences and photos after a month of exclusive UPI usage.

This marks a unique and inclusive approach to promote digital transactions, emphasizing the participatory role of the citizens in shaping the future of the country's economic landscape.

Furthermore, Prime Minister Modi applauded the success of the ongoing digital revolution in India, underscoring the transformative impact of UPI applications and other digital payment modes on the nation's financial landscape.

The push towards UPI is positioned as a pivotal strategy to foster the 'Vocal for Local' campaign, encouraging citizens to buy 'Made-in-India' products.

In a related context, PM Modi shared insightful statistics, revealing that business transactions exceeding ₹4 lakh crore transpired in the country during the festive period.

Trade organizations estimate a potential business of around ₹5 lakh crore during the upcoming wedding season.

The Prime Minister, in this regard, emphasized the instrumental role that UPI can play in boosting local businesses and contributing to the economic growth envisioned by the 'Make in India' initiative.

In conclusion, PM Modi's call for a month-long exclusive reliance on UPI is not just a policy directive.

It is a clarion call for citizens to actively participate in shaping the economic trajectory of the nation.

The spotlight on UPI in Mann Ki Baat reflects the government's commitment to leveraging digital solutions for a robust and resilient financial future.

Quote: -

 

My family members, another big trend has been seen during this festive season.

This is the second consecutive year when the trend of buying some goods through cash payments on the occasion of Deepawali is gradually on the decline.

That means, people are making more and more digital payments now.

This is also very encouraging. You can do one more thing.

Decide for yourself that for one month you will make payments only through UPI or any digital medium and not through cash.

The success of the digital revolution in India has made this absolutely possible.

And when one month is over, please share your experiences and your photos with me. I wish you all the best in advance from now itself.

Unquote

 

About PM Mann Ki Baat:

Through 'Mann Ki Baat,' Prime Minister Narendra Modi engages with people across the country on a variety of significant subjects. Prime Minister Narendra Modi commenced the 'Mann Ki Baat' broadcasts on Akashvani in 2014 as a means to connect with people effectively.

 

'Mann Ki Baat' is translated into 23 Indian languages and 29 dialects. Over the years, the program has covered diverse topics, ranging from weather, environment, cleanliness, and various social issues to examinations.

Whether discussing Swachhata, volunteering, water conservation, Fit India, exams, or women empowerment, every month, citizens have been sharing their ideas and suggestions with PM Narendra Modi for his radio program, 'Mann Ki Baat.'

 

📢 Disclaimer: These are my personal views only.

🌐 The focus is declaring a Day as Safe ePayDay / Safe ePayments Day.

🚀 Yes, the day is not far off when there will be a celebration of Safe ePayDay / Safe ePayments Day.

 

Additional Reading Material: PM’s address in the 107th Episode of ‘Mann Ki Baat’ on  26 Nov, 2023 @ https://www.pmindia.gov.in/en/news_updates/pms-address-in-the-107th-episode-of-mann-ki-baat/

 

Monday, November 13, 2023

💳✨ Happy RuPay Credit Card User Shares Positive Vibes! ✨💳**



Hey there! 🌟 Just wanted to share my absolute delight as a frequent user of the RuPay Credit Card via the UPI channel. These thoughts are purely my own, and I'm all about spreading the joy of safe ePayments! 🤗💳

Using my RuPay Credit Card with UPI has been such a positive and seamless experience. 💖 The convenience of making secure transactions with just a few clicks is truly a game-changer. 🚀💸

I can't help but smile every time I scan and pay at any merchant QR, knowing that I'm not only making a smart payment but also earning reward points as per the individual card issuer.

🎉✨ It's like turning every transaction into a little celebration! 🎈🥳

And the fact that my credit card is now seamlessly integrated with UPI makes everything even more effortless. It's like the future of payments is right at my fingertips! 🌐💼

The dual reward system of some issuer banks is such a fantastic bonus. Whether it's a UPI transaction or a non-UPI one, I'm racking up those Reward Points and loving every bit of it. 😍🔄

Oh, and let's not forget the 1% Fuel Surcharge Waiver. 🚗⛽️ It's like a little gift every time I fill up my tank – making my journeys even more enjoyable! 🌈

So, here's to the joy of safe ePayments and the positive vibes that come with being a RuPay Credit Card user via UPI! 🎊💳 Spread the positivity and happy transacting! 🌟💖

 

*Disclaimer: These are my personal views only, and I just couldn't resist sharing the positive vibes. Keep spreading the joy, fellow ePayment enthusiasts! 🙌💫*

Sunday, September 10, 2023

Is UPI Tap n Pay Set to Launch During the Upcoming Ganesh Festival?

 Is UPI Tap n Pay Set to Launch During the Upcoming Ganesh Festival?     

The Ganesh Festival is approaching, and preparations are already underway.

One of the key highlights of the Ganesh Festival is the Ganesh Pandal, where numerous installations appear throughout India/Bharat to celebrate the joy of Ganesh Habba.

Donation boxes are a common sight in these Ganesh Pandals, allowing devotees to contribute their donations to Lord Ganesh.

In 2019, a few Ganesh Pandals embraced UPI as a means to receive donations.

Now, in 2023, the question arises: Will UPI Tap n Pay make its debut during this year's festivities?        


           

Ganesh Chaturthi, also known as Vinayaka Chaturthi, is a significant Hindu festival that commemorates the birth of Lord Ganesha, the deity with an elephant head.

This 10-day-long celebration commences with the installation of a Lord Ganesh idol (referred to as Ganpati Murti) and culminates with its immersion in a water body.

The festival begins on the 4th day and concludes on the 14th day of the Hindu month of Bhadra. In 2023, Ganesh Chaturthi celebrations will kick off on the 19th of September, which falls on a Tuesday. The exact date may from State to State.

The credit for reviving this festival and transforming it from a private household observance into a grand public event goes to the freedom fighter Lokmanya Tilak in 1893.

During a time when the British colonial government prohibited social and political gatherings in India, this celebration ignited patriotic sentiments and united people of all castes and communities against the colonial rule.

When the festival is organized by local parties or clubs, they often opt for large-scale idols of Lord Ganesha and continue with music, dance, and various cultural shows or events for a duration of 11 days.

This uninterrupted celebration is filled with vibrancy, and it provides an opportunity for people to enjoy quality time with their loved ones.

Ganesh Chaturthi is celebrated on a grand scale in various states of India, including Madhya Pradesh, Maharashtra, Gujarat, Goa, Karnataka, Kerala, Andhra Pradesh, Telangana, and Tamil Nadu.

Due to regional differences, the methods and customs of worship and celebration may vary slightly.

In Tamil Nadu, this festival is referred to as Vinayaka Chaturthi or Pillayar Chaturthi. It occurs on the fourth day following the new moon in the month of Avai as per the Tamil calendar.

In Kerala, this festival is known as Lamboodhara Piranalu and takes place during the month of Chingam.

Lastly, in Thiruvananthapuram, there is a unique tradition where a parade proceeds from the Pazhavangadi Ganapathi Temple to Shankumugham Beach.

 

This parade features towering statues of Lord Ganesha, crafted exclusively from organic materials. An interesting observation is the immersion of milk into the sea as part of the festivities

 

 

Disclaimer: These are solely my personal opinions. It's been a while since we've witnessed any innovations in donation methods during the Ganesh Festival. This presents a golden opportunity. The primary goal remains Safe ePayments, nothing more and nothing less.

Diabetes Care Motivator #DiabetesCareMotivator

 

Additional Reading Material:

Cool.. Idea! : Lord Ganesha accepts donations through UPI here!@ https://www.thehansindia.com/telangana/cool-idea-lord-ganesha-accepts-donations-through-upi-here-561787

 

One of Bengaluru’s oldest Ganesha Utsava’s journey across multiple locations in six decades  @ https://www.thehindu.com/news/cities/bangalore/one-of-bengalurus-oldest-ganesha-utsavas-journey-across-multiple-locations-in-six-decades/article67292277.ece

Top 10 Famous Ganpati Pandals Across India to Visit this Ganesh Chaturthi 2023 @ https://www.travellersofindia.com/top-10-famous-ganpati-pandals-india-to-visit-this-ganesh-chaturthi/

 

 

Sunday, July 31, 2022

Good Morning India – UPI set to cross 600 crore transactions in July 2022

 

Good Morning India – UPI set to cross 600 crore transactions in July 2022

           Good morning, Folks – By the time you are reading this blog post, the July 2022 UPI transaction volumes will have crossed

60,000 lacs or 600 crores or 6,000 million

          The following numbers reflect my belief:

 


The below table shows volumes for the same Month i.e July for the last few years

 


Looking forward for 1,00,000 lacs or 1,000 crores or 10,000 million by December 2022

Yes, we can achieve it

The following volumes show the race towards 60,000 lacs or 600 crores or 6,000 million volumes



 

 

Disclaimer: These are my personal views only. The bottom line is Safe ePayments. Nothing More – Nothing Less.

 

Saturday, April 2, 2022

NPCI Circular No 142 – Acceptance of UPI based payments by Merchants

 NPCI Circular No 142 – Acceptance of UPI based payments by Merchants


NPCI – UPI Division released the Circular Non n142 on 25th March 2022, highlighting the need for Merchants to accept UPI Payments from any UPI App.

The circular is addressed to all Banks on UPI.

Gist of the circular:

UPI acquiring banks need to ensure that merchants on-boarded (directly or indirectly) accept payments from any UPI App and do not restrict payments from specified UPI apps only.



This is to ensure that there is a level playing field to all UPI apps and consumer has the choice of making a payment from his/her preferred UPI App.

Please note that is applicable to only UPI-Collect Requests.


Under the UPI Scan n Pay at the merchants physical place, the customer can pay through UPI App.

UPI-Collect is one of the most preferred payment modes to buy goods / services on

e-commerce sites.


Under the UPI-Collect mode, customer need not disclose their bank account details. They can just key in the UPI VPA, and log into the respective UPI App to complete the payment.

Major e-commerce players have their own UPI handles to receive payment from their customers. EG: Amazon Pay has 2 UPI Handles.,

Axis Bank@apl

Yes Bank@yapl


Now with the above circular, e-commerce players will have to offer a choice to their customers to pay from any UPI App.


In case of any customer complaints, NPCI may take appropriate action, as the case might be.


Read the complete NPCI Cir No 142 @ https://www.npci.org.in/PDF/npci/upi/circular/2022/UPI-OC-142-Acceptance-of-UPI-based-payments-by-merchants.pdf




Wednesday, April 28, 2021

change.org Please accept #UPI as a donation payment mode

 

change.org Please accept #UPI as a donation payment mode

 


        change.org has two major types of donations. One is a generic donation towards itself, and the other is a donation to promote a specific petition. These are also known as ‘Promoted Petitions’.

The full FAQs of  ‘Promoted Petitions’ can be read @ https://help.change.org/s/article/Promoted-Petitions-FAQs?language=en_US

change.org has tied up with ‘Stripe’, to process the donations. In India, respective petition supporters can only donate via a Credit Card. There is no other donation mode.

Yes, #UPI is not a donation payment mode. This is very much surprising. UPI is very, very popular in India, and change.org should accept petition specific donations through UPI too.

At the same time, Change.Org accepts generic donations via UPI. Razorpay is the payment processor for generic donations.

This means it should not be difficult for Change.Org to incorporate UPI as a donation mode for ‘Promoted Petitions’ too.

 

Disclaimer: These are my personal views only. The bottom line is Mission #LessCashNotCashLess

Additional reading material

change.org - Need even more people to see your petition?

 

Thursday, September 24, 2020

Thank you Apple India Online for including UPI as a payment channel

 

Apple Online Store is now officially open in India and there are a wide variety of payment options.

The Apple Fan can choose to pay for his/her product via

·        Credit Card, Debit Card or EMI of Visa, Mastercard, AMEX, Discover, Diners Club, RuPay Brands

·        Net Banking

·      UPI

·        Credit Card on Delivery

Cash On Delivery is not yet activated due to the ongoing Covid19 Pandemic

It is a great feeling to see UPI as a payment option from Day 1 on Apple Online Store

 Apple has tied up with BillDesk for facilitating the UPI Payments



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Disclaimer

The thoughts in this BLOG are personal, and reflect only my view on the subject.
This are not the views of my Employers.
All images, logos rights rest with the Original TitleHolders

All efforts have been made to make this information as accurate as possible, N Prashant will not be responsible for any loss to any person caused by inaccuracy in the information available on this Website. Relevent Official Gazettes Communications may be consulted for an accurate information. Any discrepancy found may be brought to the notice of N Prashant