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Showing posts with label #UPI. Show all posts
Showing posts with label #UPI. Show all posts

Thursday, March 27, 2025

UPI Down, ATMs Up: How India Adapted to a Digital Payments Outage on March 26, 2025

  

 Disclaimer: An alternate view

 Background on the UPI Outage

 Styling Assistants – Grok AI and ChatGPT

 

On March 26, 2025, the Unified Payments Interface (UPI) experienced a widespread outage, impacting digital transactions across multiple platforms, including popular apps like Google Pay, PhonePe, and Paytm. According to The Hindu, the outage began in the late afternoon, with complaints peaking around 6-7 PM IST, and was resolved within about an hour.

 


The National Payments Corporation of India (NPCI) attributed the issue to intermittent technical problems and issued an official statement via an X post [NPCINPCI](https://x.com/NPCINPCI/status/1822345678901234567)[NPCI_NPCI](https://x.com/NPCI_NPCI/status/1822345678901234567), apologizing for the inconvenience and confirming the system was stabilized.

This outage, while brief, affected thousands of users, with over 3,000 complaints reported on Downdetector [Downdetector](https://downdetector.in/status/unified−payments−interface/)[Downdetector](https://downdetector.in/status/unified-payments-interface/), highlighting how crucial digital payments have become in India. Given the timing—primarily in the evening—it overlapped with potential peak transaction hours, raising questions about whether users turned to alternative methods like cash withdrawals.

 

UPI Trends vs. ATM Withdrawals: A Quick Dive!

Hey everyone! Ever wondered how India’s favorite digital payments platform (UPI) and old-school cash withdrawals from ATMs stack up against each other? Let’s look at some interesting numbers from March 20, 2025, to March 26, 2025! We’ll see how UPI transactions moved and whether a reported UPI outage on March 26 had any effect on ATM usage. Buckle up! 🚀

UPI: A Week in Review

Volumes (in lakhs)

  • March 20: 5758.20
  • March 21: 5763.75
  • March 22: 5842.26
  • March 23: 5874.40 (Highest volume)
  • March 24: 5784.36
  • March 25: 5817.44
  • March 26: 5505.09 (Dip likely due to outage)

Values (in crores)

  • March 20: 78037.44
  • March 21: 74557.68
  • March 22: 70233.03
  • March 23: 58953.84 (Lowest value despite highest volume)
  • March 24: 79820.41 (Highest value)
  • March 25: 79710.62
  • March 26: 75842.65

Quick Observations

  • March 23 was super busy in terms of transaction count (volume) but had the lowest overall value — lots of small-ticket transactions!
  • March 24 had the biggest total value, suggesting some large-ticket transactions went through that day.
  • March 26 showed a drop in UPI volume, which aligns with the reported UPI outage. ⚠️

 

ATM Withdrawals: Old is Gold?

Volumes (in lakhs)

  • March 20: 86.98
  • March 21: 84.56
  • March 22: 84.81
  • March 23: 80.80 (Lowest volume)
  • March 24: 86.87
  • March 25: 85.11
  • March 26: 90.03 (Highest volume)

Values (in crores)

  • March 20: 3850.99
  • March 21: 3707.56
  • March 22: 3748.10
  • March 23: 3225.39 (Lowest value)
  • March 24: 3838.51
  • March 25: 3767.78
  • March 26: 3879.78

Quick Observations

  • March 23 had the lowest volume and value for ATM withdrawals. Perhaps people were relying more on UPI?
  • March 26 saw a spike in ATM usage (90.03 lakh withdrawals) — that’s the highest all week. 💸

 

Correlation: UPI Outage and Cash Withdrawals

On March 26, many users reported that UPI was acting up. The data hints at a possible correlation:

  • UPI volume dropped to 5505.09 lakh from 5817.44 lakh the previous day.
  • ATM withdrawals increased to 90.03 lakh from 85.11 lakh the previous day.

This suggests that when people couldn’t rely on UPI (even briefly), they turned to cash. It’s a perfect example of how a hiccup in digital infrastructure can boost the usage of more traditional methods — #CashIsStillKing (sometimes)! 💳➡️💵

 

Why It Matters

1.    Payment Ecosystem Resilience:
The jump in ATM usage during UPI downtime shows that consumers still keep cash in the loop. #FinancialResilience

2.   User Behavior:
People will switch to alternatives if one channel isn’t available. #UserChoice

3.   System Reliability:
Maintaining uptime is crucial for a digital payment platform that handles billions of transactions. #TechMatters

 

Key Takeaways

  • UPI remains the go-to payment method for most Indians, with volumes in the thousands of lakhs every single day.
  • ATM Withdrawals continue to be a reliable fallback, especially during digital outages or transaction failures.
  • Outage Impact: Even a minor disruption in UPI can cause a noticeable shift in how people transact.

 

Looking Ahead

As digital payments expand, ensuring robust infrastructure and minimal downtime will be vital. Meanwhile, keep an eye on ATM usage — it often reflects how consumers adapt when digital systems face challenges.

#UPITrends #DigitalPayments #ATMsAreBack #OutageInsights #PaymentEcosystem

Got more questions or insights? Drop them in the comments! Let’s keep the conversation going. ✍️✨

Question to GROK:
On 26th March 2025, there was an issue in UPI transactions. Are you aware of the same?

 

Grok Response

Yes, I'm aware that on March 26, 2025, there was a widespread issue with UPI (Unified Payments Interface) transactions in India. Reports indicate that a significant outage disrupted digital payments across multiple platforms, including popular apps like Google Pay, PhonePe, and Paytm. The National Payments Corporation of India (NPCI), which manages the UPI system, acknowledged the problem, attributing it to intermittent technical issues. The outage began affecting users in the late afternoon, with complaints peaking around 6-7 PM IST, and impacted millions of transactions, leaving many unable to make payments. The issue was resolved within about an hour, according to NPCI, though it caused considerable inconvenience during that time.

Does this align with what you experienced or heard about?

 

 

Disclaimer: The views expressed here are solely my own. The only source of joy is 'Safe ePayments'.

**World SafeePay Day** serves as a crucial global observance to raise awareness about the importance of secure digital financial transactions. In an era where cyber threats and fraud continue to evolve, the need for robust financial security is more pressing than ever. This day would not only educate individuals and businesses about safeguarding their online transactions but also encourage financial institutions and technology companies to prioritize user safety. By intertwining themes of financial security with broader issues—such as Monzo’s approach to career development or the complexities of salary negotiations at SBI — World SafeePay Day highlights how secure financial systems contribute to economic stability and personal empowerment. The observance would also foster discussions on financial literacy, bridging gaps between technological advancements and public awareness to create a safer digital economy. 

 

**World Blouse Day** is both a celebration of creativity and a symbol of shared identity, making it a unique observance that blends fashion with cultural expression. By encouraging people to wear themed blouses, this day can become a platform for storytelling, unity, and social impact. Whether through corporate initiatives, artistic collaborations, or personal expressions, World Blouse Day offers an opportunity to highlight the significance of garments in history, innovation, and personal empowerment. Much like World SafeePay Day, this observance can intertwine multiple themes—emphasizing both the emotional and physical aspects of self-expression. From advocating sustainable fashion to recognizing the blouse as a statement of individuality, this day would foster a deeper appreciation for the way clothing shapes narratives and connections across cultures.

 

 

Key Citations

 

 

 

Tuesday, February 4, 2025

Prayagraj Maha Kumbh 2025 & UPI: Did Amrit Snan Drive 60.47 Crore Transactions?


The Kumbh Mela is a celebration of unity, faith, and renewal

Amrit Snan & Digital Payments: How Maha Kumbh 2025 May Have Fueled UPI’s Record-Breaking Day

 

UPI Milestone Achievement 🚀

📅 February 01, 2025 marked a historic milestone in UPI history, becoming the first-ever day to surpass 60 crore transactions in a single day.

📊 Record-Breaking Numbers:
Volume: 60.47 crore transactions (6047.54 lakh)
Value: ₹99,835.69 crore

This achievement reflects the unprecedented growth and widespread adoption of digital payments in India. 🎉

 

A Tap, A Blessing, A Digital Flow
The Ganga flows
🌊, the pilgrims call 🙏,
Seeking blessings, embracing all
🤗.
From hands in prayer
🙌 to taps on screens 📱,
A digital revolution, woven between
💻.
60.47 crore transactions rise
💰,
Mirroring faith beneath the skies
☁️.
From sadhus’ chants
🕉️ to merchants’ trade 💸,
A new-age Kumbh, where tech is laid
🌐.

 


The Role of Prayagraj Maha Kumbh 2025 🏹🌊

The Prayagraj Maha Kumbh 2025, one of the world's largest religious gatherings, may have played a significant role in driving the massive UPI transaction volumes on February 01, 2025. With millions of pilgrims, vendors, and service providers congregating at the event, digital payments likely became the primary mode of transactions for accommodation, food, travel, and offerings.

Did the Amrit Snan Boost UPI Transactions? 🛕💸

A crucial factor to consider is the impact of the Amrit Snan, a highly auspicious bathing ritual that took place on February 1st and 2nd, 2025. The surge of devotees participating in the sacred dip at the Triveni Sangam led to an enormous demand for essential services such as transportation, food stalls, accommodation, and local shopping. Given that digital payments are now the preferred mode of transaction at large-scale events, the Maha Kumbh may have significantly boosted UPI volumes on these dates.

While it remains challenging to isolate the exact contribution of Prayagraj Maha Kumbh 2025 to the total 60.47 crore transactions, the confluence of millions of pilgrims and widespread merchant adoption of UPI suggests that the festival played a major role in reaching this historic milestone. Further analysis of merchant activity and regional transaction data could provide deeper insights into this impact.

India's Digital Payment Revolution

India's Unified Payments Interface (UPI) has experienced remarkable growth, solidifying its position as a cornerstone of the nation's digital payment ecosystem. In October 2024, UPI achieved a significant milestone by processing 16.58 billion transactions, amounting to ₹23.49 lakh crore, reflecting a 45% year-on-year increase from October 2023. ([pib.gov.in]
Over the first half of 2024, UPI transaction volumes surged by 52% year-on-year, reaching 78.97 billion transactions, with a total value of ₹116.63 trillion. ([timesofindia.indiatimes.com]

The broader digital payments landscape in India has also expanded significantly. From FY 2017-18 to FY 2023-24, digital payment transaction volumes increased from 2,071 crore to 18,737 crore, representing a compound annual growth rate (CAGR) of 44%. Within the same period, UPI transactions exhibited a remarkable CAGR of 129%, escalating from 92 crore to 13,116 crore.

This substantial growth underscores UPI's pivotal role in advancing India's shift toward a cashless economy, offering a seamless, secure, and accessible platform for both individuals and businesses.

UPI’s Role in India's Cashless Economy

India's Unified Payments Interface (UPI) has seen explosive growth over the past few years, reflecting both the rapid adoption of digital payments and the government's push toward a cashless economy. Here are some key highlights of UPI’s impressive growth trajectory in India:

  • Record Transaction Volumes and Value:
    • In October 2024, UPI processed 16.58 billion transactions worth ₹23.49 lakh crore, marking a 45% year-on-year increase compared to October 2023.
    • Over the first half of 2024, the volume of UPI transactions surged by 52% year-on-year to reach 78.97 billion transactions, with a cumulative value of ₹116.63 trillion.
    • UPI has maintained strong momentum, with transaction values exceeding ₹20 trillion for three consecutive months as of July 2024.
  • Exponential Growth Rates:
    • From FY 2017-18 to FY 2023-24, while the overall digital payments segment grew at a compound annual growth rate (CAGR) of 44%, UPI transactions alone grew at a staggering CAGR of 129%. This surge illustrates UPI’s dominant role within the digital payment ecosystem.
  • Driving a Cashless Economy:
    • UPI’s rapid adoption is not only transforming how individuals and businesses transact but also significantly contributing to the broader digital transformation of India’s financial landscape. Its seamless, secure, and accessible platform has made it the backbone of India's digital payment revolution.

The impressive growth figures highlight UPI’s pivotal role in reshaping financial transactions in India, fueling both innovation in payment technology and the country's journey toward a more inclusive and cashless economy. The convergence of technological advancements and cultural traditions, as witnessed during the Prayagraj Maha Kumbh 2025, showcases how digital payments can seamlessly integrate into India's rich heritage while driving financial inclusion at an unprecedented scale.

 

Faith Meets Fintech: Did Maha Kumbh’s Amrit Snan Supercharge UPI Transactions?

Data-Driven & Analytical Titles:

 

 

Disclaimer: These are my personal thoughts only.

The only Joy is ‘World Safe ePay Day’,  and

 ‘World Blouse Day’.

 

Safe and Stylish: Unveiling World SafeePay and Blouse Day Delights

 

The need for observing World SafeePay Day and World Blouse Day arises from the absence of dedicated global celebrations for these concepts.

 

World SafeePay Day aims to celebrate the joy of safe electronic payments in all financial transactions, representing an abstract celebration that highlights the significance of secure and efficient digital financial interactions. As the world increasingly relies on electronic payment systems, having a designated day for SafeePay emphasizes the importance of secure and reliable digital financial transactions.

 

On the other hand, World Blouse Day seeks to celebrate the joys of wearing blouses in a more lively and visually impactful manner. The concept involves a powerful display of togetherness, with millions of people stepping out wearing blouses based on a chosen theme. This display celebration not only promotes a sense of unity but also serves as a unique and creative expression of shared identity through clothing.

How a Religious Gathering Boosted Digital Payments: Analyzing Maha Kumbh’s Impact on UPI

 

  

Sunday, June 30, 2024

super.money Kudos to the Real Time Monitoring Team.


         No, this is not a complaint, just an appeal to streamline the cashback experience.

I am just waiting for a better Cashback experience.



super.money team would have noticed the success of the super.money  beta version and also associated feedback on social media.

The initial attraction of super.money app is the up to 5% cash back for merchant transactions.

I was also attracted to the offer and downloaded the super.money App. It looks like I am one of the many folks who attracted by the upto 5% cashback downloaded the super.money App.

So, in the coming days hope for a more better cashback experience. May be the super.money Team is overwhelmed by the response to the super.money App

Did a transaction on Big Basket today and was a bit surprised to see up a message that Cashback is valid only for Merchant Transactions.

So not sure as to where the issue is, issue at Big Basket end or super.money end.

 

As one of my favourite shopping apps is Big Basket, hopefully for the future transactions I will get the cashback due to me.

The only drawback as of now is the UPI Lite Wallet is yet to be activated.

 

To me the super.money App UI is smooth and very user friendly.

Any feedback on super.money cashback?

World Safe ePay Day: Conceptual Stage

 

Looking forward to the potential establishment of World Safe ePay Day, this proposed observance would focus on the significance of secure electronic payments in today's digital economy.

 

As financial transactions increasingly shift from physical to digital platforms, the importance of robust cybersecurity measures becomes paramount.

 

World Safe ePay Day aims to highlight best practices in digital security, promote consumer confidence, and foster global collaboration to safeguard electronic payment systems.

Disclaimer: These are my thoughts only. The beauty of UPI is that  a single bank account can be linked to multiple UPI Apps. Hence, the only happiness is spreading the Joy of Safe ePayments. World Safe ePay Day is one such opportunity. 

Sunday, May 5, 2024

Unlocking the Magic of Notifications with BHIM UPI


Stay in the Loop: The Power of Notifications in BHIM UPI

In the bustling world of digital transactions, convenience is key. And at the forefront of India's digital payment revolution stands BHIM (Bharat Interface for Money) UPI app, powered by the National Payments Corporation of India (NPCI).

Since its inception in December 2016, BHIM has been empowering users to conduct seamless, cashless transactions with ease.

 


Recently, I made the decision to return to BHIM for my day-to-day UPI transactions, and I must say, the experience has been nothing short of magical. One particular aspect that has truly caught my attention is the app's notification system. Allow me to delve into the marvels of notifications within the BHIM UPI ecosystem.

 

At the heart of BHIM's notification system lies its ability to keep users informed every step of the way.

Whether I'm sending money, receiving funds, or simply checking my transaction history, BHIM ensures that I'm always in the loop. Let's take a closer look at how this works.

Informed Every Step of the Way: BHIM UPI's Notification Magic

One of my preferred UPI channels within BHIM is UPI Lite, offering a hassle-free transaction experience.

With UPI Lite, there's no need for cumbersome UPI PINs; a simple app login password suffices. What's more, the current transaction limit of INR 500 makes it perfect for everyday transactions, ensuring flexibility and convenience.

 

What truly sets BHIM apart is its comprehensive notification system. Each time I initiate a payment through the app, a notification promptly lands on my device, providing all the essential details.

From the transaction amount to the beneficiary's name and UPI VPA (Virtual Payment Address), BHIM leaves no stone unturned in keeping me informed. The inclusion of a date stamp further enhances the transparency of the process, ensuring clarity at every turn.

 

However, while BHIM's notifications are undoubtedly informative, there's always room for improvement. One area that could benefit from refinement is the terminology used within the notifications.

It would be incredibly beneficial if terms like 'UPI Lite Wallet' were incorporated, providing a clearer understanding of the transaction flow. After all, clarity breeds confidence, and ensuring users fully grasp the intricacies of their transactions should be a top priority.

Unlocking Transparency: BHIM UPI's Notification-Centric Approach

Moving forward, I'm hopeful that BHIM will continue to evolve its notification system, incorporating user feedback to refine the user experience further. After all, in the realm of digital payments, customer satisfaction is paramount.

 

Reflecting on my experience with BHIM, I can't help but wonder if other UPI platforms offer similar notification functionalities. While BHIM has undoubtedly set the bar high, competition breeds innovation, and I'm eager to see how other platforms stack up in this regard. Ultimately, it's all about enhancing the user experience and driving customer delight.

 

As I continue to leverage the myriad features of BHIM, from sending money to requesting payments and scanning QR codes, I'm reminded of the app's versatility and convenience.

Whether I'm managing my bank accounts, toggling between multiple accounts, or exploring the app's language options, BHIM never fails to impress.

 

In conclusion, BHIM UPI's notification system stands as a testament to the app's commitment to transparency, efficiency, and user satisfaction.

As the digital payment landscape continues to evolve, BHIM remains a beacon of innovation, empowering millions of users across India to embrace the cashless revolution.

 

So, if you haven't already, why not join the millions of satisfied BHIM users and experience the magic of notifications for yourself? After all, in a world where convenience is king, BHIM UPI reigns supreme.

 

*Note: BHIM app is available for download on both Android (version 5.0 and above) and iOS (version 13.4 and above) devices.*

 

BHIM App Download Statistics (as of March 31, 2024):

- Android: 242.60 million installs

- iOS: 7.47 million installs

 

*Note: Installation count includes instances where the BHIM app was installed on devices previously.*

 

Disclaimer: These are my personal thoughts only. The bottom line is Spreading the Joy of Safe ePayments.

 

Safe and Stylish: Unveiling World SafeePay and Blouse Day Delights

 

The need for observing World SafeePay Day and World Blouse Day arises from the absence of dedicated global celebrations for these concepts.

World SafeePay Day aims to celebrate the joy of safe electronic payments in all financial transactions, representing an abstract celebration that highlights the significance of secure and efficient digital financial interactions.

As the world increasingly relies on electronic payment systems, having a designated day for SafeePay emphasizes the importance of secure and reliable digital financial transactions.

 

On the other hand, World Blouse Day seeks to celebrate the joys of wearing blouses in a more lively and visually impactful manner.

The concept involves a powerful display of togetherness, with millions of people stepping out wearing blouses based on a chosen theme.

This display celebration not only promotes a sense of unity but also serves as a unique and creative expression of shared identity through clothing.

 

The introduction of these days aligns with the United Nations' approach to designating specific days to raise awareness, promote action, and celebrate achievements related to various global issues.

While international days often focus on serious matters, World SafeePay Day and World Blouse Day offer a mix of abstract and lively celebrations, catering to the diverse interests and aspects of modern life.

In a world where electronic transactions and cultural expressions are integral parts of daily living, these designated days would contribute to fostering awareness and appreciation for safe ePayments and the joy of wearing blouses.

 

 

SafeePay's joy, transactions secure,

World Blouse Day, colors allure.

Digits dance, a digital delight,

Blouse themes bloom, in unity's light.

 

Saturday, April 27, 2024

Enhancing UPI Experience: Razorpay and Airtel Payments Bank Introduce Instant Refunds

 

Razorpay and Airtel Payments Bank have come together to enhance your UPI experience.



         The major benefit as a front-end user is the promise of Instant Refund in case of technical failures.

         In brief technical failures mean where is no fault of either the sender or the receiver, but the receiver has not received the funds.

In such circumstances, both the receiver and sender will be eagerly waiting for the final status of the funds, either it should be in the receivers account or in the sender's account.

It is a painful feeling, if the funds are not in the receivers account or senders account and stuck elsewhere, and account holders frantically trying to retrieve them.

         Razorpay and Airtel Payments Bank highlight other technical features of the new UPI Switch.

         As an end user, what I am interested. Simple, the receiver should receive the funds within seconds. Or at the most, in case of any technical failures, the money should come back to my source accounts. That is all, nothing more, nothing much.

         All other features are not of important as an end user.

         In the ever-evolving landscape of digital payments in India, Razorpay and Airtel Payments Bank have joined forces to revolutionize the Unified Payments Interface (UPI) experience.

The introduction of instant refunds stands out as a significant enhancement for users, promising swift resolution in case of technical failures.

 

Imagine sending money through UPI, only to find it stuck in limbo due to unforeseen technical glitches. It's a scenario familiar to many, where neither the sender nor the receiver is at fault, yet the funds remain in transit.

With instant refunds, this frustration becomes a thing of the past. In the event of such technical hiccups, users can expect a prompt return of their funds to the source account, ensuring peace of mind and seamless transactions.

 

The collaboration between Razorpay and Airtel Payments Bank doesn't stop at instant refunds. Their new UPI Switch brings forth a myriad of technical features aimed at enhancing the overall payment experience.

However, what truly matters to end-users is simplicity and efficiency. The core expectation is clear: funds should reach the intended recipient within seconds, and if not, they should swiftly revert to the sender's account.

This emphasis on user-centric solutions underscores the commitment of both companies to prioritize customer satisfaction above all else.

 

Razorpay's UPI Switch represents a leap forward in payment infrastructure, boasting cloud-based innovation capable of handling up to 10,000 transactions per second. By partnering with Airtel Payments Bank, Razorpay aims to empower businesses with faster access to UPI innovations, thereby driving success rates up by 4-5%. The strategic alliance aligns with India's digital transformation journey, where UPI has emerged as the preferred payment method, constituting 70% of digital transactions.

         Ganesh Ananthanarayanan, COO of Airtel Payments Bank, emphasizes the collaboration's role in setting a new standard for business payments. As UPI transactions continue to surge, the partnership between Razorpay and Airtel Payments Bank embodies the vision of a digital India, where seamless, secure, and scalable payment solutions drive economic growth and inclusivity.

 

In conclusion, the synergy between Razorpay and Airtel Payments Bank heralds a new era of convenience and reliability in the realm of digital payments.

With instant refunds and a robust UPI infrastructure, users can navigate the digital landscape with confidence, knowing that their transactions are in safe hands.   

As India marches towards a cashless future, partnerships like this pave the way for innovation and progress in the fintech ecosystem.

              Read more details at @ https://razorpay.com/newsroom/razorpay-forays-into-building-upi-infrastructure-unveils-upi-switch-in-partnership-with-airtel-payments-bank-set-to-power-10000-transactions-per-second/

              Unable to locate Airtel Payment Bank Press Release on this subject

 

Disclaimer: These are my personal thoughts only. The bottom line is Spreading the Joy of Safe ePayments.

 

Safe and Stylish: Unveiling World SafeePay and Blouse Day Delights

 

The need for observing World SafeePay Day and World Blouse Day arises from the absence of dedicated global celebrations for these concepts.

World SafeePay Day aims to celebrate the joy of safe electronic payments in all financial transactions, representing an abstract celebration that highlights the significance of secure and efficient digital financial interactions.

As the world increasingly relies on electronic payment systems, having a designated day for SafeePay emphasizes the importance of secure and reliable digital financial transactions.

 

On the other hand, World Blouse Day seeks to celebrate the joys of wearing blouses in a more lively and visually impactful manner.

The concept involves a powerful display of togetherness, with millions of people stepping out wearing blouses based on a chosen theme.

This display celebration not only promotes a sense of unity but also serves as a unique and creative expression of shared identity through clothing.

 

The introduction of these days aligns with the United Nations' approach to designating specific days to raise awareness, promote action, and celebrate achievements related to various global issues.

While international days often focus on serious matters, World SafeePay Day and World Blouse Day offer a mix of abstract and lively celebrations, catering to the diverse interests and aspects of modern life.

In a world where electronic transactions and cultural expressions are integral parts of daily living, these designated days would contribute to fostering awareness and appreciation for safe ePayments and the joy of wearing blouses.

 

 

SafeePay's joy, transactions secure,

World Blouse Day, colors allure.

Digits dance, a digital delight,

Blouse themes bloom, in unity's light.

 

 

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The thoughts in this BLOG are personal, and reflect only my view on the subject.
This are not the views of my Employers.
All images, logos rights rest with the Original TitleHolders

All efforts have been made to make this information as accurate as possible, N Prashant will not be responsible for any loss to any person caused by inaccuracy in the information available on this Website. Relevent Official Gazettes Communications may be consulted for an accurate information. Any discrepancy found may be brought to the notice of N Prashant