IDFC Bank – Please enable Credit Card acceptance via UPI

Not sure as to where the fault is, but 100 % sure not the NPCI RuPay card issuer bank i.e Kotak Mahindra Bank.

         Today evening went to Pooja Jewellers, Uttharalli, Bangalore 560 061, just 100 metres from IDFC Bank, Uttharalli Branch.

After shopping, the owner enquired Card or UPI. Proudly mentioned UPI and logged into Supr.Money, scanned the QR Code on the IDFC Bank UPI QR Code machine.  

         Received a successful SMS from my card issuer.

         In the Supr.Money APP  the transaction status was still in  processing

         After few seconds to my horror, the payment status got updated to FAILED.

         Hopefully this post will reach the respective IDFC Bank Team and issue will be resolved by this month end.

I am advocating for World Safe ePay Day.

The final goal of all my Blog Posts and social media interactions is to have a Day declared as World Safe ePay Day.

 

 

Safe and Stylish: Unveiling World SafeePay and Blouse Day Delights

 

The need for observing World SafeePay Day and World Blouse Day arises from the absence of dedicated global celebrations for these concepts.

World SafeePay Day aims to celebrate the joy of safe electronic payments in all financial transactions, representing an abstract celebration that highlights the significance of secure and efficient digital financial interactions. As the world increasingly relies on electronic payment systems, having a designated day for SafeePay emphasizes the importance of secure and reliable digital financial transactions.

 

On the other hand, World Blouse Day seeks to celebrate the joys of wearing blouses in a more lively and visually impactful manner. The concept involves a powerful display of togetherness, with millions of people stepping out wearing blouses based on a chosen theme. This display celebration not only promotes a sense of unity but also serves as a unique and creative expression of shared identity through clothing.

 

The introduction of these days aligns with the United Nations' approach to designating specific days to raise awareness, promote action, and celebrate achievements related to various global issues.

While international days often focus on serious matters, World SafeePay Day and World Blouse Day offer a mix of abstract and lively celebrations, catering to the diverse interests and aspects of modern life.

In a world where electronic transactions and cultural expressions are integral parts of daily living, these designated days would contribute to fostering awareness and appreciation for safe ePayments and the joy of wearing blouses.

Read more about Credit Card payment via UPI App

01)Credit Card Spendings Via UPI Platform Touch New High –Check List Of Banks Offering Facility @ https://zeenews.india.com/personal-finance/credit-card-spendings-via-upi-platform-touch-new-high-check-list-of-banks-offering-facility-2775042.html

 

02)                NPCI records nearly ₹10,000 crore credit disbursed through UPI every month @ https://www.livemint.com/news/india/npci-records-nearly-rs-10-000-crore-credit-disbursed-through-upi-every-month-11722957780027.html

 

Know more  about   Super.Money @ https://prashantnepayments.blogspot.com/2024/06/supermoney-kudos-to-real-time.html

Disclaimer: These are my thoughts only. The only Bliss is promoting the Joy of Safe ePayments. World Safe ePay Day  is a medium to experience the Joy of Safe ePayments.

Copyrights, rest with the original copyright holders only.

 

 

Unlocking the Magic of Notifications with BHIM UPI

Stay in the Loop: The Power of Notifications in BHIM UPI

In the bustling world of digital transactions, convenience is key. And at the forefront of India's digital payment revolution stands BHIM (Bharat Interface for Money) UPI app, powered by the National Payments Corporation of India (NPCI).

Since its inception in December 2016, BHIM has been empowering users to conduct seamless, cashless transactions with ease.

 

Recently, I made the decision to return to BHIM for my day-to-day UPI transactions, and I must say, the experience has been nothing short of magical. One particular aspect that has truly caught my attention is the app's notification system. Allow me to delve into the marvels of notifications within the BHIM UPI ecosystem.

 

At the heart of BHIM's notification system lies its ability to keep users informed every step of the way.

Whether I'm sending money, receiving funds, or simply checking my transaction history, BHIM ensures that I'm always in the loop. Let's take a closer look at how this works.

Informed Every Step of the Way: BHIM UPI's Notification Magic

One of my preferred UPI channels within BHIM is UPI Lite, offering a hassle-free transaction experience.

With UPI Lite, there's no need for cumbersome UPI PINs; a simple app login password suffices. What's more, the current transaction limit of INR 500 makes it perfect for everyday transactions, ensuring flexibility and convenience.

 

What truly sets BHIM apart is its comprehensive notification system. Each time I initiate a payment through the app, a notification promptly lands on my device, providing all the essential details.

From the transaction amount to the beneficiary's name and UPI VPA (Virtual Payment Address), BHIM leaves no stone unturned in keeping me informed. The inclusion of a date stamp further enhances the transparency of the process, ensuring clarity at every turn.

 

However, while BHIM's notifications are undoubtedly informative, there's always room for improvement. One area that could benefit from refinement is the terminology used within the notifications.

It would be incredibly beneficial if terms like 'UPI Lite Wallet' were incorporated, providing a clearer understanding of the transaction flow. After all, clarity breeds confidence, and ensuring users fully grasp the intricacies of their transactions should be a top priority.

Unlocking Transparency: BHIM UPI's Notification-Centric Approach

Moving forward, I'm hopeful that BHIM will continue to evolve its notification system, incorporating user feedback to refine the user experience further. After all, in the realm of digital payments, customer satisfaction is paramount.

 

Reflecting on my experience with BHIM, I can't help but wonder if other UPI platforms offer similar notification functionalities. While BHIM has undoubtedly set the bar high, competition breeds innovation, and I'm eager to see how other platforms stack up in this regard. Ultimately, it's all about enhancing the user experience and driving customer delight.

 

As I continue to leverage the myriad features of BHIM, from sending money to requesting payments and scanning QR codes, I'm reminded of the app's versatility and convenience.

Whether I'm managing my bank accounts, toggling between multiple accounts, or exploring the app's language options, BHIM never fails to impress.

 

In conclusion, BHIM UPI's notification system stands as a testament to the app's commitment to transparency, efficiency, and user satisfaction.

As the digital payment landscape continues to evolve, BHIM remains a beacon of innovation, empowering millions of users across India to embrace the cashless revolution.

 

So, if you haven't already, why not join the millions of satisfied BHIM users and experience the magic of notifications for yourself? After all, in a world where convenience is king, BHIM UPI reigns supreme.

 

*Note: BHIM app is available for download on both Android (version 5.0 and above) and iOS (version 13.4 and above) devices.*

 

BHIM App Download Statistics (as of March 31, 2024):

- Android: 242.60 million installs

- iOS: 7.47 million installs

 

*Note: Installation count includes instances where the BHIM app was installed on devices previously.*

 

Disclaimer: These are my personal thoughts only. The bottom line is Spreading the Joy of Safe ePayments.

 

Safe and Stylish: Unveiling World SafeePay and Blouse Day Delights

 

The need for observing World SafeePay Day and World Blouse Day arises from the absence of dedicated global celebrations for these concepts.

World SafeePay Day aims to celebrate the joy of safe electronic payments in all financial transactions, representing an abstract celebration that highlights the significance of secure and efficient digital financial interactions.

As the world increasingly relies on electronic payment systems, having a designated day for SafeePay emphasizes the importance of secure and reliable digital financial transactions.

 

On the other hand, World Blouse Day seeks to celebrate the joys of wearing blouses in a more lively and visually impactful manner.

The concept involves a powerful display of togetherness, with millions of people stepping out wearing blouses based on a chosen theme.

This display celebration not only promotes a sense of unity but also serves as a unique and creative expression of shared identity through clothing.

 

The introduction of these days aligns with the United Nations' approach to designating specific days to raise awareness, promote action, and celebrate achievements related to various global issues.

While international days often focus on serious matters, World SafeePay Day and World Blouse Day offer a mix of abstract and lively celebrations, catering to the diverse interests and aspects of modern life.

In a world where electronic transactions and cultural expressions are integral parts of daily living, these designated days would contribute to fostering awareness and appreciation for safe ePayments and the joy of wearing blouses.

 

 

SafeePay's joy, transactions secure,

World Blouse Day, colors allure.

Digits dance, a digital delight,

Blouse themes bloom, in unity's light.

 

Amazon Pay plans to attract volumes via Credit on UPI

As per news articles, Amazon Pay is seriously considering adopting a more aggressive approach to grow its lending portfolio.

The plans seem to be in advanced stage, and I am eagerly waiting for the complete details.

With the recent NPCI Circular on three new features for ‘Credit on UPI’, Amazon Pay has a wide choice.

Link to my blog on the 3 new features on ‘Credit on UPI’

https://prashantnepayments.blogspot.com/2024/04/npci-circular-upi-members-introduction.html

 

 

Revolutionizing Digital Payments: Amazon Pay's Venture into UPI Credit and  NPCI's Innovative Features

 

In the ever-evolving realm of digital payments, innovation and convenience remain paramount.

Amazon Pay, a prominent player in the digital payment landscape, is poised to elevate user experiences further by venturing into offering credit on the Unified Payments Interface (UPI).

With over 100 million customers already utilizing Amazon Pay UPI for various transactions, this move is set to revolutionize how users manage their finances.

The recall value of Amazon Pay is high, and this recall value should enable Amazon Pay to quickly improve the volumes.

Amazon Pay's collaboration with the National Payments Corporation of India (NPCI) underscores its commitment to innovation.

Vikas Bansal, Amazon Pay India's whole-time director, highlights the company's objective to enhance customer experience and value proposition through initiatives like credit on UPI.

This move aligns seamlessly with Amazon Pay's existing offerings, such as Amazon Pay Later, which allows customers to make purchases using equated monthly installments.

 

Despite the potential of credit on UPI, challenges such as the interchange fee structure and lower adoption among smaller merchants have hindered its growth. Bansal emphasizes the importance of setting merchant discount rates to incentivize all players in the ecosystem, ensuring mutual benefits.

 

Amazon Pay's extensive merchant network, comprising over 8.5 million offline merchants and partnerships with over 10,000 online merchants, positions it as a key player in driving the adoption of credit on UPI.

 

Moreover, NPCI's recent circular dated March 29th, 2024, introduces three groundbreaking features tailored for Credit Accounts within the UPI ecosystem.

These features aim to enhance user experiences and provide greater flexibility in managing financial transactions.

 

The first feature, the EMI facility, allows users to convert past purchases into manageable EMIs seamlessly. Whether it's converting past transactions or opting for EMI at the point of sale, users gain unprecedented flexibility in managing their credit accounts.

In my view, the EMI facility for past purchases can be the main differentiator. The guidelines offer Amazon Pay to try out innovative features on EMI facility.

The second feature streamlines the process of settling outstanding bills or installments through the UPI app, offering users enhanced convenience and transparency.

 

Lastly, the limit management feature empowers users to exercise greater control over their credit limits, catering to diverse financial needs and preferences.

 

These features underscore NPCI's commitment to driving digital financial inclusion and innovation. By embracing these advancements, users can navigate the digital payments landscape with confidence and convenience.

 

As these features prepare to roll out, Amazon Pay stakeholders across the digital payment’s ecosystem will be waiting to explore and leverage them to their fullest potential.

 

Together, a future can be shaped where digital financial inclusion knows no bounds.

 

 

 

Disclaimer: These are my personal thoughts only. The bottom line is Spreading the Joy of Safe ePayments.

 

Safe and Stylish: Unveiling World SafeePay and Blouse Day Delights

 

The need for observing World SafeePay Day and World Blouse Day arises from the absence of dedicated global celebrations for these concepts.

World SafeePay Day aims to celebrate the joy of safe electronic payments in all financial transactions, representing an abstract celebration that highlights the significance of secure and efficient digital financial interactions.

As the world increasingly relies on electronic payment systems, having a designated day for SafeePay emphasizes the importance of secure and reliable digital financial transactions.

 

On the other hand, World Blouse Day seeks to celebrate the joys of wearing blouses in a more lively and visually impactful manner.

The concept involves a powerful display of togetherness, with millions of people stepping out wearing blouses based on a chosen theme.

This display celebration not only promotes a sense of unity but also serves as a unique and creative expression of shared identity through clothing.

 

The introduction of these days aligns with the United Nations' approach to designating specific days to raise awareness, promote action, and celebrate achievements related to various global issues.

While international days often focus on serious matters, World SafeePay Day and World Blouse Day offer a mix of abstract and lively celebrations, catering to the diverse interests and aspects of modern life.

In a world where electronic transactions and cultural expressions are integral parts of daily living, these designated days would contribute to fostering awareness and appreciation for safe ePayments and the joy of wearing blouses.

 

 

SafeePay's joy, transactions secure,

World Blouse Day, colors allure.

Digits dance, a digital delight,

Blouse themes bloom, in unity's light.