PM Modi Urges Exclusive Use of UPI on Mann Ki Baat: A Month Dedicated to Digital Payments

In a significant move to propel UPI transactions globally, Prime Minister Narendra Modi delivered a resounding message during the latest instalment of Mann Ki Baat, the 107th episode that aired on November 26, 2023.

The spotlight of this episode was undeniably on the surge in UPI usage.

Addressing the nation, PM Modi celebrated the noteworthy increase in UPI payments over the past months.

Encouraging a decisive shift, he called upon citizens to exclusively embrace UPI payments for the upcoming month.

Expressing contentment over the reduced reliance on cash payments during the festive season, the Prime Minister passionately urged people to shun cash entirely for the next month, advocating for the adoption of UPI and other digital payment modes.

This appeal is not merely a directive but a call for a collective experience-sharing endeavour.

PM Modi implored citizens to not only make UPI transactions but also to actively share their experiences and photos after a month of exclusive UPI usage.

This marks a unique and inclusive approach to promote digital transactions, emphasizing the participatory role of the citizens in shaping the future of the country's economic landscape.

Furthermore, Prime Minister Modi applauded the success of the ongoing digital revolution in India, underscoring the transformative impact of UPI applications and other digital payment modes on the nation's financial landscape.

The push towards UPI is positioned as a pivotal strategy to foster the 'Vocal for Local' campaign, encouraging citizens to buy 'Made-in-India' products.

In a related context, PM Modi shared insightful statistics, revealing that business transactions exceeding ₹4 lakh crore transpired in the country during the festive period.

Trade organizations estimate a potential business of around ₹5 lakh crore during the upcoming wedding season.

The Prime Minister, in this regard, emphasized the instrumental role that UPI can play in boosting local businesses and contributing to the economic growth envisioned by the 'Make in India' initiative.

In conclusion, PM Modi's call for a month-long exclusive reliance on UPI is not just a policy directive.

It is a clarion call for citizens to actively participate in shaping the economic trajectory of the nation.

The spotlight on UPI in Mann Ki Baat reflects the government's commitment to leveraging digital solutions for a robust and resilient financial future.

Quote: -

 

My family members, another big trend has been seen during this festive season.

This is the second consecutive year when the trend of buying some goods through cash payments on the occasion of Deepawali is gradually on the decline.

That means, people are making more and more digital payments now.

This is also very encouraging. You can do one more thing.

Decide for yourself that for one month you will make payments only through UPI or any digital medium and not through cash.

The success of the digital revolution in India has made this absolutely possible.

And when one month is over, please share your experiences and your photos with me. I wish you all the best in advance from now itself.

Unquote

 

About PM Mann Ki Baat:

Through 'Mann Ki Baat,' Prime Minister Narendra Modi engages with people across the country on a variety of significant subjects. Prime Minister Narendra Modi commenced the 'Mann Ki Baat' broadcasts on Akashvani in 2014 as a means to connect with people effectively.

 

'Mann Ki Baat' is translated into 23 Indian languages and 29 dialects. Over the years, the program has covered diverse topics, ranging from weather, environment, cleanliness, and various social issues to examinations.

Whether discussing Swachhata, volunteering, water conservation, Fit India, exams, or women empowerment, every month, citizens have been sharing their ideas and suggestions with PM Narendra Modi for his radio program, 'Mann Ki Baat.'

 

📢 Disclaimer: These are my personal views only.

🌐 The focus is declaring a Day as Safe ePayDay / Safe ePayments Day.

🚀 Yes, the day is not far off when there will be a celebration of Safe ePayDay / Safe ePayments Day.

 

Additional Reading Material: PM’s address in the 107th Episode of ‘Mann Ki Baat’ on  26 Nov, 2023 @ https://www.pmindia.gov.in/en/news_updates/pms-address-in-the-107th-episode-of-mann-ki-baat/

 

💳✨ Happy RuPay Credit Card User Shares Positive Vibes! ✨💳**

Hey there! 🌟 Just wanted to share my absolute delight as a frequent user of the RuPay Credit Card via the UPI channel. These thoughts are purely my own, and I'm all about spreading the joy of safe ePayments! 🤗💳

Using my RuPay Credit Card with UPI has been such a positive and seamless experience. 💖 The convenience of making secure transactions with just a few clicks is truly a game-changer. 🚀💸

I can't help but smile every time I scan and pay at any merchant QR, knowing that I'm not only making a smart payment but also earning reward points as per the individual card issuer.

🎉✨ It's like turning every transaction into a little celebration! 🎈🥳

And the fact that my credit card is now seamlessly integrated with UPI makes everything even more effortless. It's like the future of payments is right at my fingertips! 🌐💼

The dual reward system of some issuer banks is such a fantastic bonus. Whether it's a UPI transaction or a non-UPI one, I'm racking up those Reward Points and loving every bit of it. 😍🔄

Oh, and let's not forget the 1% Fuel Surcharge Waiver. 🚗⛽️ It's like a little gift every time I fill up my tank – making my journeys even more enjoyable! 🌈

So, here's to the joy of safe ePayments and the positive vibes that come with being a RuPay Credit Card user via UPI! 🎊💳 Spread the positivity and happy transacting! 🌟💖

 

*Disclaimer: These are my personal views only, and I just couldn't resist sharing the positive vibes. Keep spreading the joy, fellow ePayment enthusiasts! 🙌💫*

You cannot load your Digital Rupee Wallet via RuPay Credit Card

  

🚫 You cannot load your Digital Rupee Wallet via RuPay Credit Card. 📵💳

Remember to use alternative methods for loading your Digital Rupee wallet! 🔄💼 🤔📲

 

📢 In a recent circular dated November 7^th 2023, the National Payments Corporation of India (NPCI) has provided clarification, highlighting that users of Digital Rupee Wallets are currently restricted from loading their Central Bank Digital Currency (CBDC) wallets using RuPay Credit Cards.

Both the Digital Rupee and RuPay Credit Cards represent novel additions to the UPI Payment channel, and their usage is gradually gaining momentum.

Various stakeholders within the Digital Rupee and RuPay Credit Card ecosystem are actively engaged in promoting UPI transactions through these platforms.

As promotional efforts intensify, we anticipate a corresponding surge in Digital Rupee transactions.

The evolving landscape of digital payments promises exciting developments, and the symbiotic growth of Digital Rupee and RuPay Credit Cards underscores the transformative journey toward a cashless economy.

Stay tuned for more updates as we witness the unfolding of this digital revolution! 🚀💳 #DigitalPayments #CBDC #RuPayRevolution

 

📢 Disclaimer: The thrill of secure ePayments is booming in our country! 🚀 Exciting times ahead! 💼 These are my personal views only. 😊 #ePayments #SecurityJoy 🌐

 

Temple & Panchayat Digitalization: Worldline PoS Devices Leading the Way

 

NIC (National Informatics Centre), the Government of Tamil Nadu, and Worldline are teaming up to digitize small donations at Tamil Nadu temples, ranging from INR1 to INR51.

Worldline plans to introduce POS machines for digital donations, potentially replacing the existing QR code system.

The hope is to bring UPI Tap & Pay to Tamil Nadu temples from Day 1.

 

In a groundbreaking collaboration, NIC, the Government of Tamil Nadu, and Worldline are embarking on a pilot program aimed at ushering in the digital era for small-value donations made by devotees at temples across Tamil Nadu.

These donations, ranging from INR1 to INR51, are a significant part of the temple culture and worship practices.

 

Public information suggests that Worldline intends to revolutionize the process by deploying POS machines within Tamil Nadu temples, providing devotees with the option to make digital offerings.

This move represents a potential shift away from the conventional QR code collection method, and it's poised to enhance the overall experience of temple donations.

 

As an advocate for seamless and modernized transactions, I fervently hope that UPI Tap & Pay becomes an integral part of the payment mode right from the outset at Tamil Nadu temples.

This would not only streamline the donation process but also offer devotees the convenience of quick and secure digital payments.

 

Moreover, it's worth noting that the current limit for UPI Tap & Pay stands at INR 50/-. This generous limit is a great incentive for devotees to explore the ease and efficiency of UPI Tap & Pay, ultimately contributing to the joy of making digital donations.

 

Introducing BOSS - Business Ka One Stop Shop, an ingenious solution by Worldline that transcends the boundaries of traditional payment processing. With BOSS, you can truly take charge of your business operations and manage them like a true BOSS!

 

Worldline India stands as your ultimate destination for all your payment requirements, offering an extensive range of services that encompass in-store payments, online payments, omnichannel payments, as well as issuance and acquiring solutions.

 

Drawing upon over two decades of payment expertise, Worldline India has solidified its position as the preferred partner for an array of institutions, including leading banks, retail brands, e-commerce enterprises, NBFCs, insurance companies, startups, and SMBs across India.

 

Wordline's  comprehensive approach covers the entire payment value chain, ensuring seamless end-to-end processes that cater to the needs of over 1.5 million merchants spread across 5000 towns and cities.

 

Now, let's delve into the incredible advantages of Worldline BOSS-enabled Smart Android POS Terminal:

 

🌟 Fully Touchscreen with a Brilliant Display

BOSS boasts a user-friendly, fully touchscreen interface with a bright display, ensuring ease of use and efficiency.

 

💳 Accepts All Payment Types- Experience flexibility like never before with BOSS, as it readily accepts various payment methods, including credit and debit cards (swipe, dip, and tap), EMI options, UPI payments through popular apps like GPay, Paytm, PhonePe, Sodexo, and more.

 

🔊 Sound Notifications - Stay informed at every transaction with sound notifications, providing you with real-time updates and peace of mind.

 

🖥️ Seamless Integration - BOSS effortlessly integrates with your existing billing software, eliminating any compatibility issues and streamlining your operations.

 

📡 4G and Wi-Fi Support - Experience uninterrupted connectivity with 4G and Wi-Fi support, ensuring that your business remains up and always running.

 

🔋 Longer Battery Life - BOSS is designed to keep pace with your business demands, featuring a long-lasting battery that won't let you down.

 

📄 E-Chargeslip for Your Customers - Enhance your customer experience with e-chargeslips, providing a modern and convenient way for your customers to keep track of their transactions.

 

 💼💪🌐 #BOSS 

#WorldlineIndia 

#SmartPayments 

#BusinessSolutions

 

Read more at _ Worldline in India gets into Direct Acquiring to expand its in-store payments business @ https://in.worldline.com/news/worldline-in-indi-gets-into-direct-acquiring-to-expand-its-in-store-payments-business

 

 

Disclaimer: The global landscape offers abundant opportunities for small-value digital contributions.

In this blog post, I aim to advocate for the sheer delight of secure electronic payments.

Please note that the views expressed here are entirely my own, and they neither exceed nor fall short of my personal perspective.

PhonePe – When will you enable UPI Via RuPay Credit Cards at your merchants?

 PhonePe – When will you enable UPI Via RuPay Credit Cards at your merchants?

**Revolutionizing Payments with RuPay Credit Cards on UPI**

In today's fast-paced digital age, seamless and secure payment solutions have become essential for both consumers and merchants. RuPay Credit Cards on UPI are set to transform the credit card experience, offering a host of benefits to users and businesses alike.

          "Unlocking the Benefits of Linking RuPay Credit Cards with UPI"

Discover how to link your RuPay credit card for UPI payments on PhonePe with these simple steps:

1. Start by tapping your profile picture on the PhonePe app's home screen.

2. Navigate to 'RuPay Cards on UPI' in the payment settings section.

3. Select the bank that issued your RuPay credit card and tap 'Proceed to Add.'

4. Enter the last 6 digits of your card number and set your UPI PIN.

5. Verify by entering the OTP sent to your registered number.

6. Choose a new UPI PIN (4 or 6 digits).

7. Re-enter the UPI PIN for confirmation.

However, please note that while these steps facilitate the linking process, PhonePe has not yet enabled RuPay Credit Cards for offline merchant transactions.

PhonePe's Business Solutions for Offline Merchants: Join the 3.5 crore stores already benefitting from PhonePe's innovative payment solutions. Whether you run a small kirana store or manage a large supermarket or showroom, PhonePe has you covered.

          PhonePe's mission is to make life easier through seamless cashless transactions, and PhonePe is dedicated to tailoring a wide range of payment solutions to fit merchants' unique business size and sales volume.

 

Yet, the lingering question remains: Why hasn't PhonePe enabled RuPay Credit Cards for its offline merchants?

 

Additional Reading: PhonePe becomes first payment app to link 2 lakh Rupay credit cards to UPI dt:May 25, 2023 @ https://www.cnbctv18.com/personal-finance/phonepe-becomes-first-payment-app-to-link-two-lakh-rupay-credit-cards-to-upi-16767201.htm

Link to my blog @ https://innovationinbanking.blogspot.com/2023/11/request-to-lulu-hypermart-unlock-power.html

 

Disclaimer: I'm solely focused on promoting the joy of Safe ePayments through UPI, without any affiliation to specific UPI payment apps.

Let's grow the ecosystem together.