Part Inspiration from @ Bescom
customers being duped by fraudulent sites
Just was surfing Google and the
above article caught my eye. This article is of a bygone era i.e 2014. Way back
in 2014 too, Utility companies’ customers were willing to settle their bills
via the Digital mode.
This was very much before BBPS went live.
One of the most popular web portal to pay Utility Bills i.e Electricity, Water etc in Karnataka is www.karnatakaone.gov.in
A wide range of Utility Bills can be
paid at BangaloreOne and KarnatakaOne
physical locations and via the portal too.
Few fraudsters saw an opportunity
and created fake web portals to con unsuspecting consumers.
The standard disclaimer in most bill
payment portals i.e that the payment will take upto 3 days to reflect in the customers
utility bill account is a loophole that fraudsters can exploit.
The BBPS – Fetch and Pay is a
wonderful tool for bill payments.
For making payment of your utility
Bill, customers just need to key in the unique customer id in the Biller Screen,
and the outstanding bill amount is fetched.
There is no need to enter your bill
amount, system will fetch amount from biller and displays it on the screen.
This ensures that the payment is
done to the correct customer’s account and only the due amount from the customer
is remitted to the biller.
The consumer would get an instant
confirmation from NPCI_BBPS Team and
receipt once the transaction is successfully completed. An SMS would also be triggered by the
bank/non-bank too.
Availability of payment options
(Fetch/Quick pay) is subject to facility offered by the Biller concerned.
3 Days default:
Extract from Amazon.in :-
How much time will it take for a
payment to be accepted by the biller?
Some billers take a maximum of 3
business days to accept the payment after the transaction is completed on
Amazon.in. We request you to pay your bills at least 3 business days before the
payment due date to avoid inconvenience
---
Extract from
https://support.google.com/pay/india/answer/7579062?hl=en-GB
Note: It usually takes up to 3
business days for payments to show up in your account.
---
Extract
from
https://www.online.citibank.co.in/portal/blogs/Utility-Bill-Payments/index.htm#home
In most cases, the funds should
reflect in your billers account within 2 working days (excluding Saturdays,
& Sundays and any public holidays). To ensure there is no disruption in
service from the biller’s side, please ensure bills are paid at least 3 working
days before due date.
Titbits
about BangaloreOne and KarnatakaOne :
About BangaloreOne - BangaloreOne
project is an Integrated citizen services project wherein BangaloreOne citizen
service centres have been set up in different parts of Bangalore city to offer services
of multiple Government Organizations and Private Companies under one roof in a
citizen friendly manner. Centres set up in Bangalore are named as “BangaloreOne
centres”.
Services of BangaloreOne are also
offered through the KarnatakaOne portal(www.karnatakaone.gov.in).
About KarnatakaOne - KarnatakaOne
Project was taken up for implementation by Government of Karnataka for
replicating BangaloreOne to other cities of Karnataka for delivering services
of multiple Government Organizations and Private Companies under one roof in a
citizen friendly manner.
Currently KarnatakaOne is operational
at 14 cities Viz., Bellary, Belagavi, Davanagere, Gulbarga, Hubli-Dharwad,
Mangalore, Mysore, Shimoga, Tumkur, Bagalkot, Karwar, Udupi,Gadag, &
Vijayapura.
Services are also being delivered
through KarnatakaOne Portal (www.karnatakaone.gov.in)to facilitate online
payments. Centres set up in various cities of Karnataka other than Bangalore
are named as “KarnatakaOne centres”.
So, pay all your bills via BBPS
only.
